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Locations
114 West Main St.
Locust, NC 28097
F: 704‑888‑3140
Mailing Address:
First Bank - Locust
P.O. Box 207
Locust, NC 28097
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Location has an ATM.
  7. Location has a drive-thru.
  8. Write a review of this branch.
Locust First Bank branch exterior Locust First Bank branch exterior

Welcome to First Bank Locust, NC!

We are pleased to be the community bank of choice for Locust, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment

Featured Articles

3 Reasons to Give Yourself a Raise

As a small business owner, you can set your own salary. Scraping by on below-market wages or living off personal savings? Consider paying yourself what you’re actually worth.

Join Us: the 12 Days of Giving

This holiday season, First Bank team members across the Carolinas are participating in the 12 Days of Giving. Small acts of kindness can make a big difference, and we'd love to invite you to join us. This handy list has...

Get Stress-Free Banking in NC with a Savings Account at First Bank

We can likely agree that complicated savings accounts aren’t fun to deal with. Hidden costs and technicalities can cause unwanted anxiety and stress. That’s why First Bank has a number of stress-free savings accounts in...

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to open...

4 Ways to Get Started with Small Business Cash Management

Like the gasoline that powers a car, cash is the lifeblood of any small business. And like with your gas gauge, you need to keep careful track of cash throughput, otherwise your business will quickly end up stalled.

Financial Institution: Definition and What to Look For

The definition of a financial institution typically describes an establishment that completes and facilitates monetary transactions, such as loans, mortgages, and deposits. Financial institutions are a place where...

Hold That Line: Protect Yourself from Credit Card Fraud

We asked our skilled team of fraud detection experts in the BankCard department for the best steps to follow if you receive an unexpected but somewhat convincing call about fraud on your card.

How Much Should I Have in Savings at Age 35?

How much money should you have in your savings account at the age of 35? It largely depends on when you started saving, your income and lifestyle, and whether you carry consumer debt. Savings for Adults in Their...

6 Ways to Boost Morale (and Your Bottom Line) in the Office

If you want to keep your productivity high and your turnover low, you need to keep your team happy.

Don’t Just Earn Money. Get Paid.

Having customers and doing great work is not enough to keep your business in shape; you also have to get paid for the work you do.
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