Skip to main content
Back
Scroll to top

Compare Checking Accounts at North Carolina Banks

Personal Finances 2 min read

Ready to talk to an expert?

You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the account that offers the most benefits. You should start your comparison by looking at the features you consider most important.

Comparing a Checking Account

Checking account features, fees, and requirements can all be very different. When trying to decide among various account options, try looking for a few specific things, such as:

  • Demographics—A lot of checking accounts are designed to meet the needs of certain age groups, such as teens, college students, and senior citizens. These accounts often offer special features or benefits that other account holders do not receive.
  • Fees—Many checking accounts charge a monthly fee, but they also often provide ways to waive the monthly fee, like using direct deposit or maintaining a minimum monthly balance.
  • Mobile banking—If you like to have access to your accounts through mobile device, you’ll want to look for a checking account that comes with a free mobile banking app.

Checking Account Comparison at First Bank

If you live in North Carolina and are looking for a checking account that meets all of your needs, visit your local First Bank*. We have more than 70 locations across the Tar Heel state, and we offer a variety of checking accounts that feature benefits, including:

  • Free online and mobile banking**
  • Ways to keep your account fee free***
  • Specialized accounts for college students and seniors over the age of 55

Contact a First Bank Specialist Today

If you need help deciding which account is right for you, you can use our online checking account comparison tool, or contact your local branch to learn more.


**While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

***Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.

Ready to talk to an expert?

Share:

You may be interested in...

The Benefits of Checking Accounts with Online Access Out of all the factors that tend to influence our decisions regarding financial management, levels of convenience tend to play a heavier role than others. For that reason, online tools, such as access to checking accounts online, have increased in popularity since they were first introduced. First Bank offers online personal banking, including access to checking accounts* to fit your wants and needs. How Do Access My Checking Account Online? In the past, checking accounts didn’t come with many extra benefits or features. They were simply used to deposit and withdraw your money. However, that is now changing thanks to online banking. Access to your checking account online can come in two forms: Through an established bank with a physical presence Through online-only banks with no physical branches Benefits of Checking Accounts with Online Access Flexible access — Convenient banking services can’t be emphasized enough. Online banking means access to services 24/7 from any location and on any web-enabled device. First Bank checking accounts offer online and mobile app** access with all checking accounts. Tracking and monitoring — Keep track of how much you’re spending and saving easily. Set alerts to stay on top of all activities related to your account. Streamlined financial management — View your account transactions online Transfer funds between accounts Monitor your budget Pay bills online Deposit checks remotely from any web-enabled device While online banks usually have fewer fees, they also tend to have more basic account offerings. If you do decide to open an account with an online bank, it’s also important to consider these two questions. How good is their customer service? Is a call-center your only option? Or can you speak with someone in-person? Having the option of speaking with a representative in-person can be a real advantage, especially if an issue is particularly complex. Is your account really secure? Security issues in online banking aren’t generally from the secure bank sites, but from the clients themselves. Clients have to be extra cautious when it comes to their web browsers or phone apps. If they aren’t properly password-protected or encrypted, they could potentially be hacked or infected by malware. Still, check the bank’s online privacy and fraud policy for your own peace 3 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.