Skip to main content
Find Your Local Branch
Back
Scroll to top

Find the Best Checking Accounts in South Carolina at First Bank

Personal Finances 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

For residents in South Carolina, finding the best checking account can be crucial to managing your finances. But with so many banks in the area, it can feel overwhelming to choose the right option. At First Bank, we are confident that our checking account options can best fit your banking needs.

Shop for the Best Checking Accounts at First Bank

First Bank offers five different types of checking accounts that can suit whatever lifestyle you lead. Each of them come with no monthly maintenance fee when you meet our minimum requirements. Here are some key features for each type of checking account we offer:

Everywhere Checking

  • Free online and mobile banking
  • Free online bill pay
  • Free eStatements or paper statements
  • Cash rewards with a qualifying First Bank credit card

Everywhere Plus

  • The benefits of Everywhere Checking
  • Interest at the minimum balance requirement

Everywhere Premium

  • The benefits of Everywhere Plus
  • Free member checks or 50% discount on alternate check designs
  • Four free official checks per statement cycle

Campus Checking

For students under the age of 25, Campus Checking can best suit your needs. It offers most of the benefits of an Everywhere Checking account, in addition to having no First Bank transaction fees on eight out-of-network ATM withdrawals per month.

Senior Checking

Customers aged 55 years and older are eligible to apply for Senior Checking. It offers all the benefits of an Everywhere Checking account, in addition to having free basic checks or 50% off other designs.

Visit Your Local First Bank Today

Whether you’re a student, senior, or just looking for a checking account that works the way you want it to, First Bank has it all. With six convenient branches in South Carolina, we’re available to help you find the best checking account that fits your needs.

———

Sources:

Go Banking Rates: https://www.gobankingrates.com/checking-accounts/benefits-checking-account/

Ready to talk to an expert?

Find A Location Get In Touch
Share:

You may be interested in...

tools in a line Which Renovations Give You the Most Bang for Your Buck? A home renovation can make your house more comfortable and efficient. Despite what you might see on HGTV, though, renovating isn’t easy, and you won’t always make big bucks when it’s time to sell your home. 1 min read
Get a Hassle-Free Checking Account with First Bank Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum requirements are met. Types of Hassle-Free Checking Accounts at First Bank All of our personal checking accounts feature free online and mobile banking, free online bill pay, and free eStatements or paper statements. Everywhere Checking: Rewards benefits when you use your eligible First Bank credit card. How to Keep It Fee Free™ Maintain a $600 minimum balance, or Maintain an average collected balance of $1,200, or Receive a direct deposit of any amount during the monthly statement cycle Everywhere Plus: All the benefits of Everywhere Checking, plus the chance to earn interest at a minimal balance requirement. How to Keep It Fee Free™ Maintain a $1,200 minimum balance, or Maintain an average collected balance of $2,400 Everywhere Premium: All the benefits of Everywhere Plus, plus no First Bank transaction fees on out-of-network ATM withdrawals, rewards benefits with eligible credit cards, and free member checks. How to Keep It Fee Free™ Maintain a $5,000 minimum balance, or Maintain an average collected balance of $10,000, or Maintain $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA), or $20,000 in outstanding personal loan or HELOC balances Campus Checking: No monthly maintenance fees and no First Bank transaction fees on eight out-of-network ATM withdrawals per month. Earn cash back at hundreds of online retailers. Available to students ages 16-25. How to Keep It Fee Free™ Typically free for enrolled college or graduate students under the age of 25 Senior Checking: For seniors 55 and older. Rewards benefits when you use your eligible First Bank credit card. Free basic checks or 50% off other check designs. How to Keep It Fee Free™ Maintain a $600 minimum or $1,200 average balance, or Make a monthly direct deposit of $250 or more* Contact a First Bank Specialist Today Now that you know where to get a hassle-free checking account, Visit a First Bank branch to speak with one of our experts today and start saving. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee 3 min read
Image for tile. Money Mule Scams: How Criminals Convert Fraud into Profit What is a Money Mule? Money mules are individuals who unknowingly or knowingly assist criminals in laundering money, often by transferring illegally sourced funds between accounts or across borders. The source of the money comes from fraudulent scams or other illegal activities like drug trafficking. Criminals use their mule’s identity and layer the illegal transactions in an attempt to hide the illegal funds from law enforcement. Once properly hidden, the criminals are able to access their funds and cash out on their illegal activity. Common Money Mule Scams There are a number of ways that criminals will try to hide their money from law enforcement. Money mules are a form of money laundering, where criminals attempt to make their illegally sourced funds seem legitimate. Here are a few common ways people can unknowingly fall victim to money mule scams. 1- Deceptive Job Offers Money mule scammers will act as employers offering high-paying, remote positions. Common job titles could be payment processor, financial coordinator, or international fund liaison. While these job opportunities seem legitimate, their primary function is to receive and transfer illegal funds. The criminal will wire a large sum of funds to the mule, then instruct them to keep a percentage and transfer the remainder of the money to a different account or purchase a certain amount of cryptocurrency. The criminal hides behind their mule’s identity and is able to more easily access their funds. 2 – Romance Scams This type of mule scam exploits a victim’s emotions and trust. Scammers will find their victims on social media sites, dating sites or other online chat channels. They will deceive their victims with made up personas often using stolen photos and fake details. Over time, the scammer will attempt to build an emotional connection by sending affectionate messages or personal stories. Once they feel they have earned the victim’s trust, they will fabricate a story requiring financial assistance. These are oftentimes medical emergencies or travel issues that need quick funding into an account. Once the scammer has convinced their victim to oblige, they will continue to exploit their trust to launder their illegal funds. 3 – Lottery, Prize, and Investment Scams If something seems too good to be true – it probably is. These scams typically start via an unsolicited message or phone call informing you that you’ve won a prize. They instruct their victims to take a number of steps before they can claim their prize, and that is where the danger lies. These steps could include gathering your personal details, wiring a “prize tax” or fraudulent fee, accepting a large sum of money, and/or transferring a portion of the winning funds to another account. Similarly, investment scammers typically promise their mule victims “return” for their illegal money transfers – sometimes in the form of cryptocurrency or percentages of the money they wire. What are the Consequences? Large overdraft balances are most often the first consequence to the money mule. Once the criminal has access to their mule’s account, they typically push a large lump sum out of the account. This amount oftentimes will exceed the typical balance in the mule’s account, leaving them with a substantial negative balance to dig out from. Acting as a money mule is illegal, whether the crime is knowing or unknowingly committed. The punishment for these crimes include imprisonment and federal charges. Additionally, your identity and personal information could be stolen from the criminals involved in the money mule scheme. Internet Crime Complaint Center (IC3): The IC3 is run by the FBI and accepts online internet crime complaints from the victim at www.ic3.gov How to Protect Yourself As with most methods of protecting yourself against fraud – remain cautious whenever someone requests your personal information or banking information. Only share those details with people or organizations that you trust. If you receive a job offer from an online business, do your due diligence to confirm they are a legitimate company. Additionally, a legitimate employer will not ask you to form a company or open a new bank account on their behalf. Always be cautious if anyone asks you to wire or transfer money on their behalf. Be weary if something seems too good to be true, like you’ve won an unsolicited prize or been chosen to participate in a giveaway. Scammers act on urgency. If someone is pressuring you to do something that you’re uncomfortable with, walk away. If you or someone you know is afraid they are involved in a money mule scheme, it’s not too late to stop.  Stop communicating with the person giving the directions. Tell your financial institution and consider changing accounts. Report suspicious communications or activity to law enforcement. The Internet Crime Complaint Center (IC3) is the Nation’s central hub for reporting cyber crime and run by the FBI.  Visit www.ic3.gov for resources and more information about how to file a report. Maintain receipts, contact information and communications (emails, text messages, voicemails) so that information can be passed to law enforcement, if needed.   5 min read
Loung chairs and pool outside house Are Timeshares Worth It? We’ve all heard it before: the timeshare pitch. But timeshares can’t be all bad, right? If you’re considering a timeshare purchase, take the time to weigh the pros and cons. 3 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.