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5 Ways to Protect Your Home for Hurricane Season

hurricane evacuation route sign
Categories: Save Money

Summer is hard to beat with the warmer weather, longer days, family vacations, and backyard parties.

But if you live anywhere near the coast, summer means more than beaches and barbecues. You also need to prepare for hurricane season, which started early this year with Hurricane Arthur.

Recently, the U.S. has seen everything from mild tropical depressions to super storms. And even if you’re a couple hours from the coast, your home can still be at risk if a big Category 4 storm blows through the area.

What can you do to safeguard your home and protect your assets when a storm hits? Use the tips below to get started.

Take Inventory

Take photos or record video of your household belongings for your records. You should pay special attention to valuables like jewelry and antiques. After a storm, these records are important for insurance purposes so be sure to make duplicates and store them in safe locations.

Reinforce Your Garage

The classic image of hurricane destruction is that of a roof being peeled from a house. However, your garage is actually the most vulnerable part. Popular Mechanics offers a DIY-friendly vertical brace you can setup to give your garage door some extra backbone.

Seal Doors and Windows

Broken windows not only become openings for rain and debris but they also increase the pressure under your roof. If you’re near the coast, invest in hurricane shutters or at least use sturdy plywood to board up the glass.

Also, make sure the doors are locked with deadbolts to keep them from flying open.

Reduce Debris

Any loose objects outside your home can become destructive projectiles with strong winds. Bring toys, tools, and patio furniture inside, and secure larger objects, like boats, if you have them. Trim your trees so that dead branches don’t become a threat.

Collect Important Information

According to the Independent Insurance Agents and Brokers of America, you should make a list of your home insurance policy numbers, as well as your agent’s contact information. Store it in your wallet, purse or on your phone so you have it with you.

Also, make sure you have important documents such as stock certificates, deeds, titles and passbooks in a secure location like a First Bank safety deposit box.

 

While it’s important to secure your home, remember that no house is more valuable than your family’s safety. The National Weather Service provides helpful information about supply kits and emergency plans so you can make sure you and your loved ones stay safe when the summer skies get stormy.