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Best Checking Account Rates In Albemarle, NC

Personal Finances 2 min read

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If you live in Albemarle, NC, you can enjoy some of the best checking account rates in the state by banking with First Bank. We have two branches in Albemarle located on Highway 52 North and East Main Street, and we are dedicated to providing our customers with the best banking services.

Stop by an Albemarle, NC, branch near you to learn more about our checking account rates, or compare accounts below and choose which one is right for you.

Interest-Earning Checking Accounts from First Bank

Earn interest on your balances and keep your money safe and secure, all while maintaining 24/7 access to your funds. Our interest-earning checking accounts include:

Everywhere Plus — With this account you can earn interest on your balances and enjoy benefits such as:

  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements

Everywhere Premium — Earn interest on your balances and enjoy premium benefits, including:

  • Free online and mobile banking*
  • Free online bill pay
  • Free eStatements or paper statements
  • No transaction fees on out-of-network ATM withdrawals
  • Earn rewards points with your eligible First Bank credit card using our One Rewards Program
  • Free member checks or 50% discount on alternate check designs
  • 4 free official checks per statement cycle

Best Checking Account Rates In Albemarle, NC

Enjoy the Best Checking Accounts with First Bank

First Bank can safely stash your money away while providing you with some great perks such as online and mobile banking, automated bill payments and more.

See an overview of the best checking accounts and visit your nearest Albemarle First Bank today.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

**Loans subject to credit approval. See our Terms and Conditions for complete details on our One Rewards Program. MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated.

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Image for tile. How to Spot Fraud: Four Signs That it’s a Scam 1. Scammers Pretend to Be From an Organization You Know One of the most common tactics scammers use is posing as a trusted organization, such as a government agency, utility provider, or even your bank. They might claim to be from the IRS, Social Security Administration, or a local business you’re familiar with. Using technology to spoof phone numbers, they can make it look like the call is coming from a legitimate source. What You Can Do: Always verify the source independently. Look up the organization’s official contact number and call them directly. Be wary of unsolicited communications, especially if they request sensitive information. Don’t trust caller ID alone; it can be easily manipulated. First Bank Customers:  NEVER share your secure access codes. If you receive a suspicious call, email, or text from someone claiming to be a First Bank representative asking for a code that was sent to your phone or email, STOP all communication. First Bank will NEVER ask for that information. Please STOP all communication with that person and call First Bank customer support at 1-866-792-4357. 2. Scammers Say There’s a Problem or a Prize Scammers often appeal to fear or excitement. They might claim you owe money to the government, that there’s an issue with one of your accounts, or that you’ve won a prize. The catch? You’ll need to provide personal information or pay a fee to resolve the issue or claim your reward. What You Can Do: Pause and think. Legitimate organizations don’t ask for immediate payments or sensitive information over the phone or via email. Be cautious of high-pressure tactics; they’re designed to make you act without thinking. If it seems too good to be true, it probably is. 3. Scammers Pressure You to Act Immediately A sense of urgency is a hallmark of scam attempts. Fraudsters don’t want to give you time to think, verify their claims, or consult someone else. They might threaten legal action, suspension of accounts, or worse to coerce you into acting quickly. What You Can Do: Take your time. Legitimate organizations will not rush you or threaten you into making hasty decisions. Hang up if a caller refuses to let you disconnect or tries to intimidate you. Reach out to a trusted advisor or your bank for guidance if you’re unsure. 4. Scammers Tell You to Pay in a Specific Way Another red flag is when scammers demand payment via unconventional methods like cryptocurrency, payment apps, wire transfers, or gift cards. They might also send a fake check and ask you to deposit it before transferring money back to them. What You Can Do: Be suspicious of requests for payment via gift cards or cryptocurrency; these methods are often untraceable. Never send money or provide financial information based on a request from an unsolicited call, email, or message. If you receive a check, wait for your bank to verify its authenticity before using the funds. Final Tips for Staying Safe Educate Yourself and Others: Share these tips with family and friends to help them avoid scams. Trust Your Instincts: If something feels off, it probably is. Always err on the side of caution. Report Suspicious Activity: If you suspect fraud, contact your bank immediately and report the incident to local authorities or organizations like the FTC. By staying vigilant and informed, you can protect yourself from scammers and safeguard your financial well-being. Remember: Your bank is here to help. If you ever have questions or concerns, don’t hesitate to reach out. First Bank is Here to Help If you feel that you have fallen victim to a scam, what should you do next? At First Bank, we recommend calling us immediately. You may reach us at 1‑866‑792‑4357 between the hours of 7:00 a.m. to 8:00 p.m. Monday through Friday or 9:00 a.m. to 4:00 p.m. on Saturday. Or you may submit an e‑mail message to fraud@localfirstbank.com. Our associates are trained in fraud response and will advise you on your next steps. Stop by your nearest First Bank branch to talk through any questions or concerns you might have about your account security or how our different banking policies work to keep you safe. If you can’t make it to one of our branches, call our customer support center at 1-866-792-4357. 4 min read
Best Banking Rates and Services: First Bank, NC There are many factors to consider when assessing a checking account comparison. You’ll want to weigh interest rates, maintenance fees, ATM options, online features and more. First Bank has nearly 100 locations across North Carolina to house your money under a variety of checking options. Use the chart below to compare three of First Bank’s personal checking accounts. Compare Checking Accounts at our First Bank Locations Everywhere Checking Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Plus Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Premium No First Bank fees on out-of-network ATM withdrawals Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Learn More at First Bank As you can see, there’s something for everyone at First Bank. We even have accounts catered specifically for college students and senior citizens along with a wide selection of business checking accounts. Learn more about First Bank’s accounts and perform your own checking account comparison to find the one that’s right for you. Come by your local branch today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. ——— Sources: Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
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