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Best Personal Checking Account Near Me

Personal Finances 2 min read

Ready to talk to an expert?

If you’re looking to open a checking account near you, visit your local First Bank today. Whether you want a basic checking account or a premium checking account with benefits, First Bank has a variety of options for you to choose from.

First Bank’s checking accounts come with features like free online and mobile banking*, and mobile check deposit*. Visit our Account Comparison chart to figure out which account fits your financial needs best.

Checking Accounts at First Bank

Learn more about the different checking account options offered at First Bank:

  • Everywhere Checking—our basic checking account with free online banking
  • Everywhere Plus—this account includes all the benefits of Everywhere Checking plus you earn interest on your balances
  • Everywhere Premium—this account includes all the benefits of Everywhere Plus in addition to complimentary services
  • Campus Checking—our checking account for students is fee-free and offers free online banking
  • Senior Checking—for seniors 55 years or older, this account is fee-free with a minimum monthly deposit and free online banking

Switching To First Bank

Switching banks can be a hassle, but with First Bank, it doesn’t have to be. All you have to do is stop by a branch near you and sign up for an account. We’ll guide you through switching your account step by step. All you need is:

  1. Your new First Bank account information.
  2. Your previous account information.
  3. List of any automated debits (ACH) and/or direct deposits.

If you’ve recently moved to North Carolina or South Carolina, you won’t have to worry about where to find the best bank for a checking account near you anymore.

Visit Your Local First Bank Today

For the best checking account near you, visit your local First Bank today. For more information, visit us online.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

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Best Banking Rates and Services: First Bank, NC There are many factors to consider when assessing a checking account comparison. You’ll want to weigh interest rates, maintenance fees, ATM options, online features and more. First Bank has nearly 100 locations across North Carolina to house your money under a variety of checking options. Use the chart below to compare three of First Bank’s personal checking accounts. Compare Checking Accounts at our First Bank Locations Everywhere Checking Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Plus Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Everywhere Premium No First Bank fees on out-of-network ATM withdrawals Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle Interest at a minimal balance requirement Free online and mobile banking, free online bill pay, and free eStatements or paper statements Learn More Learn More at First Bank As you can see, there’s something for everyone at First Bank. We even have accounts catered specifically for college students and senior citizens along with a wide selection of business checking accounts. Learn more about First Bank’s accounts and perform your own checking account comparison to find the one that’s right for you. Come by your local branch today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. ——— Sources: Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
Hassle Free Checking Account Near Me At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements. Don’t get bogged down with maintenance fees, ATM transaction charges or any other hidden costs. Maintain certain requirements such as a minimum balance or regular direct deposits and enjoy the luxury of a hassle-free checking account at a First Bank near you. Hassle-Free Checking Accounts for Everyone First Bank offers five different types of hassle-free checking accounts with no monthly maintenance fees as long as minimum requirements are met: Everywhere Checking. A basic checking account with monthly fees that can be avoided with basic requirements. Everywhere Plus. This account provides all the basics of Everywhere Checking while also allowing you to earn interest on the money you save. No monthly fees as long as you meet certain requirements. Everywhere Premium. Reap all the benefits of Everywhere Plus while also getting free checks and an unlimited number of out-of-network ATM withdrawals with no First Bank fee. Avoid maintenance fees by meeting minimum guidelines. Campus Checking. This is a student checking account for enrolled college students under the age of 25. There are no minimum balance requirements. Senior Checking. Those over the age of 65 can enjoy free checks and no monthly fees by meeting basic requirements. Features of First Bank’s Hassle-Free Checking Accounts In addition to being able to avoid any monthly fees by meeting basic requirements, all five of our checking accounts include no fees for: Free online and mobile banking* Free online bill pay Free paper or electronic statements Visit a First Bank location near you to learn more about how to qualify for a hassle-free checking account with First Bank and start saving money today. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. ——— Sources: Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read