Skip to main content
Back
Scroll to top

Best Savings Account Rates in Albemarle, NC

Personal Finances 3 min read

Ready to talk to an expert?

The Simple Dollar lists 100 Great Tips for Saving Money for Those Just Getting Started. At the top of the list? Finding the best savings account rates. In Albemarle, NC, First Bank has two locations with highly competitive rates on a wide selection of savings accounts so you can start saving—and growing—your money.

When choosing a bank for your money, finding the best savings account rates is only the beginning. You’ll also want to find an account that is tailored to your needs. The First Bank branches on East Main Street and Highway 52 North in Albemarle, NC each offer the following savings account options:

  • Everywhere Savings. Our most basic savings account for easy saving toward college, a home, a car or retirement.
  • MyFirst Savings. This is our savings account for kids under the age of 18 to use as a tool for teaching savings fundamentals while starting a nest egg at the same time.
  • Money Market. Our high-yield savings account offers higher interest rates as a way to stretch your dollar even further.

Savings Accounts with all the Extras

The buck doesn’t stop there at First Bank. We also offer CDs, IRAs and Health Savings Accounts as additional ways of putting away money.

Many of First Bank’s savings accounts come with such convenient benefits as online and mobile banking, automated online bill pay, monthly statements and account activity alerts. We have savings accounts with ways to avoid any monthly maintenance fees by meeting certain requirements* and for even further convenience, a First Bank savings account can be opened online in as little as 10 minutes!

For some of the best savings account rates in Albemarle, NC, determine the best account for your needs and then visit your nearest First Bank today.

To learn even more about First Bank, see our articles on banks near me with ATM, best way to get a small business loan, mortgage basics, and best mobile merchant services.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

———

Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Investopedia: http://www.investopedia.com/terms/c/certificateofdeposit.asp

Investopedia: http://www.investopedia.com/terms/i/ira.asp?lgl=rira-layout

Investopedia: http://www.investopedia.com/terms/h/hsa.asp

Ready to talk to an expert?

Share:

You may be interested in...

High Yield Savings Accounts in South Carolina It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If you want to travel but aren’t sure how you’re going to pay for it, consider a high-yield savings account with First Bank in South Carolina. A high-yield savings account can help you save up money for a weekend getaway, and earn interest while doing it. Save for a Vacation with our High-Yield Savings Account Do you want to go on a vacation, but aren’t sure where you would go? Here are five popular cities to travel to: New York – What would a trip to New York be without seeing the Statue of Liberty, making your way to the top of the Empire State Building, walking through Central Park, or visiting Times Square? Philly – Don’t miss your chance to visit art museums, historical monuments, and places like the Liberty Bell, the Franklin Institute, the Eastern State Penitentiary, and the Reading Terminal Market. Washington, DC – Take a weekend to travel to our nation’s capital and learn more about U.S. history at the Smithsonian, the Washington Monument, the Lincoln Memorial, and the Museum of Natural History. Chicago – Visit Willis Tower, catch a game at Wrigley Field, or take classic picture by The Bean (Cloud Gate) in Millennium Park. Dallas – If you end up visiting Texas, make sure you spend a day at the Houston Space center and Houston Museum of Natural Science. Don’t forget to spend some time eating great Texan cuisine, like the famous barbecue. Visit First Bank Today A First Bank high-yield savings account can help you save money to get to any of these destinations. Stop by your local South Carolina branch to open an account today. ———- Sources: Travel Triangle: https://traveltriangle.com/blog/traveling-makes-you-happy/ 2 min read
High Interest Checking Accounts – North Carolina A high interest checking account in North Carolina can offer a safe, steady solution for those who want to grow their money without much risk. At First Bank, we have several branches conveniently located across the state to help make high-interest checking accounts more accessible. Our Everywhere Plus account allows you to build interest on a minimal balance requirement and comes complete with: Free online and mobile banking. Free automated online bill payments. Free monthly statements delivered by paper or electronically. Free email, phone call or text message alerts to notify you of any account activity. The ability to avoid monthly maintenance fees by keeping a minimum or average collected balance. Looking for a High Interest Account with Benefits in North Carolina? If you’re looking for a high-interest checking account that offers even a little bit more, our Everywhere Premium account might be for you. With Everywhere Premium you’ll earn interest with a minimum balance requirement and benefit from all the perks of Everywhere Plus in addition to: No First Bank transaction fees at non-First Bank ATMs. Free member checks or 50% off of alternate designs and four free official checks per month. The ability to avoid monthly maintenance fees by maintaining certain monthly requirements. If you run a North Carolina business and you’re looking to build interest on your business funds, First Bank also has an interest-bearing business checking account. The account comes with all the features of Everywhere Plus and includes such business-friendly benefits as 250 free transactions per month and up to $10,000 in cash or coin deposits per month at no charge. High Interest Checking Accounts for NC Businesses First Bank also offers high-interest checking accounts for businesses. With our Business Interest account, you can make 250 transactions per month, earn rewards benefits with a First Bank credit card and enjoy free 24-hour telephone banking. With our Business Advantage Plus account, you get all of the benefits of Business Interest, as well as 500 free transactions per month and cash or coin deposits of up to $25,000 every month at no charge. Open a First Bank Checking Account Today To open a high interest checking account at First Bank, all you have to do is visit your nearest North 3 min read
What Do I Need to Open a Checking Account? What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts, each with varying conditions and capabilities. But let’s start with the basics that hold true for any checking account: What You Need to Open a Checking Account Identification. You will be required to show a picture ID in order to open a checking account such as a driver’s license, passport or military ID card. Personal information. Basic information such as name, address, telephone number, date of birth and social security number. Deposit. You’ll need a small minimum amount of money to make the initial deposit into the account. Clean record. Before opening a new checking account, a most banks will run a consumer report of your previous banking relationships to make sure you don’t have a record of charged-off accounts or fraudulent activity. A bank will sometimes allow you to still open a new account provided you repay the charged off account. Types of Checking Accounts Let’s take a look at First Bank’s five personal checking account options. Everywhere Checking. This is our most fundamental checking account. Everywhere Plus. This option allows you to earn interest on your balance. Everywhere Premium. Earn interest plus enjoy some additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee. Campus Checking. Students under the age of 25 get the benefit of a checking account free of a minimum balance requirement and monthly maintenance fees. Senior Checking. Customers age 55 and older can be fee-free with direct deposit and get free checks. Contact First Bank Today Visit your local First Bank and one of our friendly associates will help you with what you need to open a checking account. Or use our Compare Accounts feature to see which checking account is right for you. Read more about this topic: What Is Required to Open a Business Checking Account?, Finance 101: Banking Basics. ——— Sources: Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.