Checking Account Offers – High Point NC

High Point, North Carolina is home to over 100,000 people and is considered the “Home Furnishings Capital of the World.” In addition to High Point’s rich history of furniture manufacturing, they have grown to expand their reach in customer service, manufacturing, pharmaceuticals and photography. In a town so dedicated to celebrating the uniqueness and personality of its populace, it’s no surprise that they’ve embraced First Bank as their neighborhood bank. We deliver personalized banking services with a diverse set of options to choose from.

First Bank offers great checking accounts with some of the best rates and benefits in the High Point, NC, area. We have five different personal checking account options and five different business account options to meet the individual needs of our customers.

Personal Checking Account Options

If you are thinking of opening a checking account, consider First Bank’s personal checking account. We have three comprehensive accounts that range from basic to premium. They all include great benefits such as free online and mobile banking*. First Bank’s checking accounts are hassle-free and easy to set up.

We also offer two demographic specific checking accounts. Students from High Point, South, and Laurel Universities under the age of 25 qualify for our Campus Checking account. Students who open a campus checking account will enjoy free mobile and online banking, mobile check deposit, flexible ATM use, and free online bill pay.**

With direct deposit of $250 a month, seniors (over 55) may qualify for no monthly maintenance fees.* At First Bank, we believe you shouldn’t have to worry about hidden fees, you should have something to show for those hard earned dollars!

Business Checking Account Options

First Bank’s business checking account offers range from our most basic Business Essentials account to our most advanced Commercial Analysis option.

If you are an individual or business owner, stop by First Bank on North Main Street in High Point, NC or on Brian Jordan Place in High Point, NC to speak with one of our associates about opening up a checking account today.

*Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

**Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.

———

Sources:

Investopedia: http://www.investopedia.com/terms/d/directdeposit.asp

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Hold That Line: Protect Yourself from Credit Card Fraud We asked our skilled team of fraud detection experts in the BankCard department for the best steps to follow if you receive an unexpected but somewhat convincing call about fraud on your card. 2 min read

Consoling a family member with a terminal illness

How to Prepare Financially When Facing a Terminal Illness Learning that you or a loved one have a terminal illness isn't easy. There will be a range of emotions you must cope with, and unfortunately, plenty of administrative, medical and even legal decisions that will be need to be made. Being prepared and educated on what you or your family member might face both medically and legally can help make the otherwise difficult decision-making process more manageable. 3 min read

3 Steps to Creating a Strong and Unique Password In today’s world, passwords have become an important part of our daily lives. We use them for everything from social media accounts to digital banking, and endless apps in between. Although it is easy to choose the same short and memorable passphrase for everything, it can leave you wide open for risk if one of those platforms is compromised. Step One: Change It Up The first step to protecting yourself from data breaches is defining secure phrases for your different accounts in order to alleviate risk. The consider the following tips to remember when selecting a password: Make sure your password is at least 12 characters Include upper-case and lower-case letters throughout Avoid keyboard paths like 45678 or asdfg Add punctuation marks within the password not just at the end Step Two: Make it Meaningful While there is strength in a lengthy password, trying to remember an array of random letters, symbols, and numbers such as YP&3U6?@DM2$ may be difficult; therefore, it is beneficial to use phrases meaningful to you, but ambiguous to others. Instead of using easily predictable passwords containing information shared online such as birthdays, anniversaries, or family names, try relating it to your favorite hobby, food, or movie in order to better protect yourself. For example, creating a password that combines your favorite movie and the last 4 digits of your best friend’s phone number like PreTTyWoM@N2849! ensures that cybercriminals cannot effortlessly hack your account. Here is a chart designed to help you better understand how easily a cybercriminal can guess your password and the time it would take for you to be hacked. Step Three: Keep It Secret, Keep It Safe The more complex your passwords, the easier it is to forget a character and get locked out. So, what’s the best solution to keep everything straight and safe? Online: Storing passphrases on your phone or computer or sending them through email or text often seems like a convenient hassle-free solution, but it creates the opportunity for hackers to obtain private information. Offline: Writing down your passwords can be the safest way to store your information, but it is still crucial to not record them word for word. Sadly, fraud often times comes from internal sources 4 min read

How to Avoid a Scam: 5 Essential Steps to Protect Yourself 1. Block Unwanted Calls and Text Messages One of the most common tactics scammers use is impersonation. They may claim to represent government agencies like the IRS, Social Security Administration, or Medicare, or pose as trusted businesses, charities, or utilities. These fraudsters often manipulate caller ID to display fake names and numbers, making it seem legitimate. To minimize risk: Use tools provided by your phone carrier or third-party apps to block unwanted calls and messages. Be cautious of unsolicited communication, even if it seems familiar. 2. Protect Personal and Financial Information Scammers thrive on obtaining sensitive information through deception. Whether they claim you owe money, have won a prize, or face an urgent issue, their goal is the same: to access your details. Here’s how to avoid their traps: Never share personal or financial information in response to an unexpected request. Verify the legitimacy of any claims by contacting the organization directly using official channels. 3. Resist the Pressure to Act Immediately Scammers rely on urgency to cloud your judgment. They might demand immediate action, threaten legal consequences, or warn of impending disaster. This pressure is designed to prevent you from thinking critically. Stay safe by: Taking a moment to breathe and assess the situation. Refusing to make hasty decisions, no matter how alarming their claims may seem. 4. Recognize Suspicious Payment Requests Fraudsters often demand payment through unconventional and hard-to-trace methods like cryptocurrency, gift cards, or wire transfers. These requests are major red flags. Protect yourself by: Questioning any payment request that feels unusual or overly complicated. Refusing to share gift card numbers or send money through untraceable means. 5. Talk to Someone You Trust Scammers count on their victims feeling isolated and uncertain. Breaking their spell is often as simple as confiding in someone you trust. Here’s why it helps: Explaining the situation out loud can help you see inconsistencies in their story. Friends, family, or neighbors can provide valuable advice or reassurance. Empower Yourself Against Scams Scammers prey on fear and confusion, but with the right knowledge and habits, you can protect yourself and your finances. By blocking unwanted calls, safeguarding your personal information, resisting high-pressure tactics, recognizing suspicious payment methods, and seeking trusted advice, you can stay one step ahead. Your security matters, and we’re here to help. If you ever suspect fraudulent activity, don’t hesitate to reach out to the First Bank customer support center at 1-866-792-4357. Together, we can ensure your financial safety. 3 min read

Checking Account Offers – High Point NC

Ready to talk to an expert?

Personal Checking Account Options

Business Checking Account Options

Ready to talk to an expert?

You may be interested in...