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Compare Checking Accounts at North Carolina Banks

Personal Finances 2 min read

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You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the account that offers the most benefits. You should start your comparison by looking at the features you consider most important.

Comparing a Checking Account

Checking account features, fees, and requirements can all be very different. When trying to decide among various account options, try looking for a few specific things, such as:

  • Demographics—A lot of checking accounts are designed to meet the needs of certain age groups, such as teens, college students, and senior citizens. These accounts often offer special features or benefits that other account holders do not receive.
  • Fees—Many checking accounts charge a monthly fee, but they also often provide ways to waive the monthly fee, like using direct deposit or maintaining a minimum monthly balance.
  • Mobile banking—If you like to have access to your accounts through mobile device, you’ll want to look for a checking account that comes with a free mobile banking app.

Checking Account Comparison at First Bank

If you live in North Carolina and are looking for a checking account that meets all of your needs, visit your local First Bank*. We have more than 70 locations across the Tar Heel state, and we offer a variety of checking accounts that feature benefits, including:

  • Free online and mobile banking**
  • Ways to keep your account fee free***
  • Specialized accounts for college students and seniors over the age of 55

Contact a First Bank Specialist Today

If you need help deciding which account is right for you, you can use our online checking account comparison tool, or contact your local branch to learn more.


**While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

***Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.

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Compare First Bank Checking Accounts If you’ve begun the process to compare bank accounts, it’s important that you review the options that differentiate them. Fortunately, you have a local partner in First Bank — a bank that offers a variety of checking accounts, each with unique features. Compare Our Checking Accounts You can visit our website and use our checking account comparison chart** for additional information to supplement the summaries below. Everywhere Checking, our most basic checking account, comes with features such as free online and mobile banking*** and free online bill pay. It also offers the following: MyMoney: a free online budgeting and savings tool Free eStatements or paper statements Everywhere Plus includes all the great benefits of our Everywhere Checking account, plus: Earn interest on your balance Everywhere Premium includes all of the benefits of Everywhere Plus but with added features, such as: No First Bank transaction fees on out-of-network ATM withdrawals Free member checks or 50% discount on alternate check designs 4 free official checks per statement cycle First Bank also offers accounts for students and seniors. Our Campus Checking account is designed for high school and college students under the age of 25, and includes benefits such as: No monthly maintenance fees Mobile check deposit Easy money transfers between First Bank accounts Free online and mobile banking No First Bank transaction fees on 8 out-of-network ATM withdrawals per month Our Senior Checking account is for customers 55 and older and can be kept fee-free by meeting a minimum monthly direct deposit of $250.* Senior checking also includes: Free online and mobile banking Free basic checks or 50% off other designs Open an Account Today at First Bank Now that you’ve compared our bank account options, visit your local First Bank branch to open an account today. * Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. **Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees 3 min read