Get a Convenient Student Checking Account Today

Wondering where to get a student checking account? At First Bank, we know that the last thing students need to worry about as they continue their education is managing their money alone. With our Campus Checking account, we make it easy to handle transactions and protect your money easily and securely.

Open a Campus Checking Account at First Bank

First Bank offers a free checking account option for students ages 16 to 26 heading to or attending college and graduate school. This stress‑free option helps students focus on their studies while taking advantage of the checking options exclusive to our Campus Checking accounts, including:

No First Bank transaction fees on eight out-of-network ATM withdrawals per month
No monthly maintenance fees^*
Free online and mobile banking^*
Free online bill pay and mobile check deposit
Free eStatements or paper statements
Easy funds transfers to or from other First Bank checking accounts

A woman holding a First Bank Personal Credit Card and using a smart phone.

Platinum Secured Mastercard

Build your credit and improve your financial wellbeing.

Apply In Branch

In addition, we help students stay in touch with their account activity by sending free, timely alerts by email, text message, or phone call. That way when you’re busy reaching your goals, we can notify you of activities, including when:

A withdrawal, deposit, or check posts to your account
Your online statement is available for review
A money transfer has processed successfully or failed
Your e‑bill is ready for review

First Bank Prepares Students to Bank Responsibly

By opening a student checking account with First Bank, we can help students quickly and easily access their funds whenever they need it, without worrying about their account security. With convenient locations across North Carolina and South Carolina, we make it easy for families to stay on track for the future and students to bank responsibly.

When you’re wondering where to get a student checking account, find your nearest First Bank branch today.

Member FDIC. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch.

While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Customers must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play.

See our Terms and Conditions for complete details on our One Rewards Program. Loans subject to credit approval.

———

Source:
Huffington Post: http://www.huffingtonpost.com/jeff-hindenach/young-adult-credit-card-debt_b_2488930.html

Share:

Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.

First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Personal Finance Tips for Beginners Reading personal finance tips is a great way to start thinking about your budget and saving for the future. If you’re just beginning to think about your financial future and retirement, there are a number of things you should consider. Check out these tips and start saving today! Money-Saving Tips from the Experts Not sure where to start? Here are some personal finance tips for beginners: Pay Attention to Interest Rates — Pay off high-interest loans first, so that you’re not paying more than necessary in the long run. Also, open a savings account with the best interest rate, and make your money work for you. Create a Budget — Look at all your monthly expenses and divide them into needs vs. wants. Determine what you can do without, but don’t cut out all of the fun things you enjoy. It’s important to leave yourself some room for a concert or dinner out every now and then. However, you can probably cut out recurring things that aren’t essential and can be quite expensive, such as cable or a gym membership. Set Aside a Reasonable Percentage for Savings — Financial experts recommend allocating 20% of your income towards savings. You can do this by following the famous 50/20/30 rule of budgeting. If you can follow this rule, you’ll be able to build an emergency fund, pay off your consumer debts, and kickstart a retirement savings. Create Financial Goals — When do you want to have your credit card debt paid off? How much will you need to pay per month to reach that goal? Having clear financial goals will keep you motivated and hold you accountable to proactively paying off your debts. This also applies to saving a certain amount each month towards your retirement goal. Always Match Your Company’s Contribution to Your 401k/IRA — If your company is willing to match your contribution, take full advantage of it. You’ll thank yourself when you’re able to retire later in life. Need Help Managing Your Personal Finances? For more information and tips on managing your personal finances, contact an advisor at your local First Bank* branch. Together, we’ll help you reach your financial goals. 2 min read

NC Bank If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs. We have more than 100 convenient locations throughout the state of North Carolina. Plus, First Bank was recently recognized as one of the by Forbes. Banking Services First Bank offers a variety of banking services for families, individuals, and business owners in North Carolina. Some of our services include: Personal banking: Checking accounts, savings accounts, debit cards, personal loans, and more. Business banking: Checking accounts, savings accounts, loans and credit, merchant services, and more. Mortgages: Conventional loans, jumbo loans, government loans, VA loans, and one-time close construction-to-permanent loans. We also have a Financial Education Center where you can find articles about buying a home, starting a business, our activities in the community, and more! Click here to explore more banking options. First Bank‘s Mission At the beginning of the Great Depression, a small town in North Carolina lost its only bank. That town was Troy, NC, and in 1935 First Bank opened its first branch to help with the loss. At that time, we were called Bank of Montgomery, and we were known for helping farmers and local businesses manage their money for 3 whole decades. In 1985, we changed our name to First Bank, and a lot has changed since then. The manufacturing, industrial, and technology industries have grown, and we’ve continued to evolve to meet the needs of our customers. Our mission is to show that we care about our customers, and to provide them with safe and convenient banking. If you are looking for a North Carolina bank that strives to meet your needs, visit a First Bank branch near you. Loans subject to credit approval. Member FDIC. Sources: NCpedia: http://www.ncpedia.org/history/20th-Century/great-depression 2 min read

3 Steps to Creating a Strong and Unique Password In today’s world, passwords have become an important part of our daily lives. We use them for everything from social media accounts to digital banking, and endless apps in between. Although it is easy to choose the same short and memorable passphrase for everything, it can leave you wide open for risk if one of those platforms is compromised. Step One: Change It Up The first step to protecting yourself from data breaches is defining secure phrases for your different accounts in order to alleviate risk. The consider the following tips to remember when selecting a password: Make sure your password is at least 12 characters Include upper-case and lower-case letters throughout Avoid keyboard paths like 45678 or asdfg Add punctuation marks within the password not just at the end Step Two: Make it Meaningful While there is strength in a lengthy password, trying to remember an array of random letters, symbols, and numbers such as YP&3U6?@DM2$ may be difficult; therefore, it is beneficial to use phrases meaningful to you, but ambiguous to others. Instead of using easily predictable passwords containing information shared online such as birthdays, anniversaries, or family names, try relating it to your favorite hobby, food, or movie in order to better protect yourself. For example, creating a password that combines your favorite movie and the last 4 digits of your best friend’s phone number like PreTTyWoM@N2849! ensures that cybercriminals cannot effortlessly hack your account. Here is a chart designed to help you better understand how easily a cybercriminal can guess your password and the time it would take for you to be hacked. Step Three: Keep It Secret, Keep It Safe The more complex your passwords, the easier it is to forget a character and get locked out. So, what’s the best solution to keep everything straight and safe? Online: Storing passphrases on your phone or computer or sending them through email or text often seems like a convenient hassle-free solution, but it creates the opportunity for hackers to obtain private information. Offline: Writing down your passwords can be the safest way to store your information, but it is still crucial to not record them word for word. Sadly, fraud often times comes from internal sources 4 min read

5 Money Saving Tips for Young Adults When you’re young, saving money can seem like an impossible task. It’s easy to see your paycheck as a way to get by month to month and not a way to prepare for the future and save for financial difficulties. But putting just a little money aside each month can make a world of difference. These five money saving tips for young adults can help you get started on the path to future financial success. Five Ways to Save Money as a Young Adult 1. Make a budget. You’ve heard it before. Creating and sticking to a budget is one of the best ways you can save money. Making a budget doesn’t mean you have to give up fun for the rest of your life. By creating a budget, you’ll be able to see where your money is going each month and allocate funds to saving, bills and entertainment. Try using MyMoney within online and mobile banking to get started. 2. Don’t wait to save and invest. Saving and investing may seem like a challenge right now, but putting away just a few dollars a week can have a big impact. Use your budget to see how much money you can put into your savings account each month. And as for investing, if your employer offers a 401(k) account, U.S. News recommends deciding how much of your salary to contribute and increasing it as time goes on. 3. Save one-third of your income. If you aren’t sure how much you should save, U.S. News also recommends saving one-third of your income if you can. By saving $1 out of every $3 you earn, you are making it easier on yourself to survive future financial difficulties, such as layoffs, car repairs, home repairs, and other surprise expenses. 4. Start an emergency fund. Another good way to save for financial hardship is to start an emergency fund. Investopedia recommends putting some money into a high-interest savings account, CD or money market account. 5. Pay off your debt. While putting money into savings is a good way to prepare for your future, you should also be concerned about paying off your debt. You should be aggressive about paying off your debt and careful not to let your credit cards spiral out of control. For 3 min read

Get a Convenient Student Checking Account Today

Ready to talk to an expert?

Open a Campus Checking Account at First Bank

Platinum Secured Mastercard

First Bank Prepares Students to Bank Responsibly

Ready to talk to an expert?

You may be interested in...