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Hassle-Free Savings Account in Asheville, NC

Personal Finances 2 min read

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The only thing most people want in a savings account is a safe place to keep their money without being hassled by annoying fees or bothersome requirements. At First Bank in Asheville, North Carolina, you can enjoy the security and investment of a hassle-free savings account with greater freedom.

Our most basic personal savings account, Everywhere Savings, requires only a $300 minimum balance to avoid the monthly maintenance fee.

A First Bank savings account eliminates the hassle by providing:

  • Two free withdrawals per month, so you can dip into your savings if you need to.*
  • No balance requirements to build interest, allowing you to start investing from the day you open the account.
  • Free online and mobile banking, so you can take your savings account with you wherever you go.*
  • Free monthly statements by paper mail or email, so you can track your savings with up to 28 months of account history.
  • Free account alerts by email, phone call, or text message keep you in the loop about your account activity.

All that you need to open a hassle-free savings account with First Bank is an initial $50 deposit and a quick trip to one of our Asheville, NC, locations.

With First Bank in Asheville, NC, customers can enjoy all the perks of a savings account without all the hassle.


*Withdrawal fee of $2 each after the first two during the month. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

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Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

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Get Stress-Free Banking in NC with a Savings Account at First Bank We can likely agree that complicated savings accounts aren’t fun to deal with. Hidden costs and technicalities can cause unwanted anxiety and stress. That’s why First Bank has a number of stress-free savings accounts in North Carolina. Open a Stress-Free Savings Account with First Bank While other banks cause headaches for their customers, here’s how First Bank provides a breath of fresh air with Everywhere Savings, our most basic and stress-free savings account: Ability to avoid monthly maintenance fees. By simply maintaining at least a $300 daily balance you can avoid any monthly maintenance fees.* No minimum balance to earn interest. Accumulate interest so if your balance takes a dip, your future doesn’t have to. Free online and mobile banking. You won’t accrue any First Bank fees for accessing your account from a smartphone or tablet.** Free monthly statements. Receive paper or emailed statements each month free of charge. Free account alerts. First Bank won’t charge you for phone call, text message or email notifications alerting you of your account activity. Free withdrawals. Utilize two free withdrawals per month from your Everywhere Savings account.*** The Convenience of a Stress-Free Savings Account Charges and fees are just one way of depositing stress into a savings account. At First Bank, we eliminate stress through our convenience. With over 100 locations in North Carolina and South Carolina, we provide the knowledge and resources you need to make big financial decisions. Open a savings account today by visiting one of our North Carolina locations. *Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. **While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. ——— Sources: Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 ***Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check 3 min read