Skip to main content
Find Your Local Branch
Back
Scroll to top

Small Business Loans – Albemarle, NC

Running A Business 2 min read

Ready to talk to an expert?

Find A Location Get In Touch

If you are thinking about opening a small business in Albemarle, North Carolina, First Bank can provide you with a small business loan to get you started. Albemarle offers lower utility rates, real estate, construction costs, and living costs than other nearby areas. The city is also located less than an hour away from the busy metropolitan area of Charlotte, making it a great spot for economic development.

Loan Options at First Bank

First Bank has a variety of small business loan options available for anyone looking to start or grow a small business. Whether you are just starting out, expanding your business, or looking to refinance debt, First Bank has a loan built to meet your needs.

  • Our First Bank Mastercard Business Card with Rewards gives you the flexibility to make everyday and monthly business purchases conveniently and securely. There is no annual maintenance fee,* and you can earn rewards points when you use your card.
  • First Bank’s lines of credit enable you to access cash quickly and easily. You can repay and reuse your credit line as needed.
  • Our business loans give you immediate access to a lump-sum of cash. Use it to expand, buy new equipment, or refinance debt.
  • First Bank provides competitive pricing on a variety of commercial mortgage products. Our commercial real-estate specialists can structure a loan that meets the unique needs of your business.
  • Whether you are building from the ground up or expanding an existing space, a First Bank construction loan can provide you with the necessary funds to complete your project.

If you want to learn more about First Bank’s small business loan options, contact or visit one of our two Albemarle, NC locations to set up a free small business consultation.

See our Terms and Conditions for complete details on our MasterCard® programs. © 2022 MasterCard. MasterCard, Debit MasterCard and the MasterCard brand marks are trademarks of MasterCard International Incorporated. Loans subject to credit approval.

———

Sources:

Merchant Maverick: https://www.merchantmaverick.com/understanding-small-business-loan-fees/#Servicing_and_Maintenance_Costs

Ready to talk to an expert?

Find A Location Get In Touch
Share:

You may be interested in...

Image for tile. Top Cash Management Mistakes Cash is the lifeblood of every small business. If you want your to succeed, there are 10 common cash management mistakes you should avoid. 5 min read
Pencil laying on 1040 tax form Staying Safe from Tax Scams We received the following very handy and timely article from the Multi-State Information Sharing and Analysis Center (MS-ISAC) in regards to staying safe during this season of numbers crunching and record keeping for taxes. As always, if you have any specific tax questions, be sure to consult a tax prep professional. Watch out for these scams Unfortunately, much of your personal information can be gathered from multiple locations online with almost no verification that the right person is receiving the information. Criminals know this and use the information to file a fake tax refund request! If a criminal files a tax return in your name before you do, they will file it with false information to get a large refund, forcing you to go through the arduous process of proving that you did not file the return and subsequently correcting the return. Once they have your personal information, criminals can continue to commit identity theft well beyond the tax season. Another favorite technique used by criminals during the tax season is sending phishing messages indicating that a new copy of your tax form(s) is available. These emails often impersonate state, local, tribal, and territorial government comptroller or IT departments. If you fill out or attempt to login into the phishing website, the criminals will be able to see your login name and password, which they can then use to try and compromise your other accounts. The more information they gather from you, the easier it is for them to use the information to file a fake tax return in your name. Lastly, tax fraudsters also impersonate the IRS and other tax officials to threaten taxpayers with penalties if they do not make an immediate payment. It is important to remember: The IRS will not initiate contact about payment with taxpayers by phone, email, text messages, or social media without sending an official letter in the mail first. The IRS will not call to demand immediate payment over the phone using a specific payment method such as a debit/credit card, a prepaid card, a gift card, or a wire transfer. The IRS will not threaten to immediately notify local police or other law-enforcement agencies to have you arrested for not paying. 4 min read
Stanley Hughes examining plants Business Spotlight: Pine Knot Farms Pine Knot Farms has been in Stanley Hughes' family for over 100 years. He tells us his story and how organic agriculture has never been more important. 4 min read
Happy Cakes team HappyCakes Cupcakery Finds the Sweet Spot HappyCakes Cupcakery began satisfying Morehead City’s sweet tooth even before co-owner Angela Diaz formally launched the business in September 2012 with her daughter-in-law, Kaylee. “We had a lot of friends encouraging us to go into business.” 3 min read
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.