Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Community Checking

A helping hand for nonprofits.
volunteer handing canned food to woman smiling

A low-cost solution for stretching your organization’s dollars.

Focus on the people you serve and leave the banking to us. Small nonprofits and community organizations can take advantage of this flexible business checking account that features minimal requirements, plus all the perks of First Bank’s secure and easy-to-use digital banking.

Perfect for you if:
  • You are a nonprofit.
  • You want a low-cost, flexible account.
  • You want minimal requirements.

Account Features

  • Minimum of $100 to open
  • No balance requirement
  • 50 free transactions per month1
  • Up to $2,000 cash or coin/currency deposits at no charge2
  • Free digital banking3
  • Free 24-hour telephone banking
  • Free online bill pay

Account Fees

Community Checking has no monthly maintenance fees — just remember the following account limitations (per statement cycle) to avoid other fees:4

  • Conduct fewer than 50 transactions
  • Make cash deposits of $2,000 or less
Mastercard Business Card with Rewards
Earn points to use towards rewards for every dollar you spend on qualified everyday expenses, like travel, overhead, and insurance.
Start Earning
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 50 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Featured Articles

Where to Get Physician Mortgage Loans

If you’re a business-minded professional looking for a mortgage loan with a competitive rate, you’re in luck. First Bank is pleased to be the place to secure physician mortgage loans. We offer professional mortgage loans...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...

Need Help Financing a Wedding in North Carolina?

If you need help financing a wedding in North Carolina, just seek out one of 100+ First Bank locations scattered from Asheville to Kill Devil Hills. We offer a variety of loans that can help you finance the wedding of your...

Small Business Loan Requirements in North Carolina

Small business loan requirements in North Carolina can vary from one year to the next, from one lending institution to the next and simply from one case to the next. There are however, a lot of common myths about small...

Read These Articles on Personal Financing

Knowing your finances is the first step to properly managing them and to ensuring you are in good financial standing. But how do you get started? Reading personal financing articles can be a huge help when it comes to...

Small Business Payroll Services

If you’re like many small business owners, it’s likely that you wear many hats and are always on the go. From managing to accounting, there are multiple tasks you have to manage each day. Simplify your to-do list with...

A Complete Guide to Business Loans

Owning a business comes with tremendous opportunity, but it also takes significant amounts of discipline, time, effort, and of course, money. Whether you are running a major corporation or starting a small business from...

Banks in North Carolina

Did you know there are more than 100 First Bank locations in North Carolina? It’s true. You can find us in over 60 cities, mountains to coast. Did you know we’re one of the oldest banks in North Carolina? Yup, our roots...

How Much Should You Have In Savings at Age 25?

If you’re wondering how much you should have in savings by the time you’re 25, you’re already on the right track. At an age where financial independence becomes increasingly more important, how much you can save depends on...

Save Money with This Refinance Calculator for Home Mortgages

When mortgage interest rates are low, homeowners should compare their current mortgage terms with the option of refinancing. By locking in the right rate, homeowners can take advantage of significant savings. Curious to...