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Best Savings Account – North Carolina


Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is right for you?

Savings Account Options with First Bank

Finding the best savings account in North Carolina that meets your unique needs is easy with First Bank. Our account options include:

1. Everywhere Savings — Our most basic account designed to meet the saving needs of anyone. It includes:

  • 2 free withdrawals per month*
  • No minimum balance to earn interest
  • Free online and mobile banking**
  • Free CashPoints® terminals

2. MyFirst Savings — An account designed to teach children and teens under 18 the value of saving. It includes features like:

  • 2 free withdrawals per month*
  • No minimal balance to earn interest
  • Free online and mobile banking**
  • Only $10 required to open account

3. Money Market — For customers who want to earn interest at a higher rate while still having access to their funds. This account includes:

  • 6 free withdrawals per month*
  • Interest-earning account access
  • $1,000 minimum to open account
  • Free online and mobile banking**
  • Free CashPoints® terminals***

Best Savings Account - North Carolina

First Bank also offers:

To view and compare all of our savings account options, click here.

Visit Your Local First Bank Today

At First Bank, we are dedicated to providing our customers with the best savings account options in North Carolina. Visit a location near you to learn more about opening an account, or visit our website today.

To learn more about First Bank, visit these related articles: Best Savings Account Rates in North Carolina, What is a Child Savings Account, or Stress-Free Savings Account – North Carolina.


*Withdrawal fee of $2 each after the first two during the month. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

**While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First Bank Digital Banking App from the App Store or Google Play. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android and Google Play are trademarks of Google Inc.

***Free ATM network includes First Bank, First Bank of Virginia, and CashPoints® terminals. Out of network terminal owners may charge a service fee. Withdrawal fee of $15 each after the first six free during the month. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

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