Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

CD Accounts

Get savings with high rates and long-term value.
Find a Local Branch
College student with backpack and notebook, smiling.

The advantage of long-term thinking.

Certificates of Deposit (CDs) are low-risk savings instruments that earn excellent returns over the long term. These FDIC insured investments require a minimum deposit of $1,000 and typically offer fixed, guaranteed interest rates. If you do not need immediate access to your funds1, a CD is a great way to save.

Perfect for you if:
  • You’re willing to put money away and not touch it for a while.
  • You’re looking for a savings product with a high rate of return.
  • You’re a low‑risk investor.

Ready to get started?

Visit your local branch
Find A Location
Contact us today
Get In Touch

You may be interested in…

Image
Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit…

5 min read
MyMoney
Manage all your accounts in one place.
Not the right savings account for you?
View All
  1. CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.

Featured Articles

What Is a Child Savings Account?

“What is a child savings account?” In a child savings account, you can deposit spare change, birthday money and other loose funds to accrue some interest throughout their childhood. This teaches children the lesson of “a...

Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit organizations to cover losses not covered by insurance or FEMA. These loans help...

How Much Savings Should I Have At Age 30?

Do you know how much savings you should have at age 30? Unfortunately, there is no exact answer. Expert advice conflicts between encouraging 30-year-olds to save more and investing their already saved money into assets....

It’s Never Too Late to Start Your Financial Journey

A little financial education can go a long way to help your employees manage their money and plan for the future. This infographic below, lays out some startling facts about why now is the time to boost financial savvy.

5 Steps to Kick off Your Spring Cleaning

It may be hard to believe, but spring is just around the corner. We’re here to guide you through the spring cleaning process one step at a time.

Fraud Protection: 5 Reminders to Avoid Smishing and Vishing Scams

Use these five helpful reminders to stay safe: Stay on alert for suspicious SMS text messages stating payments have been made using your account or Zelle information. These types of messages are called smishing. Phishers...

Rent to Own: What the Buyer Should Consider

If you're interested in buying a home but are unable to qualify for a mortgage, you might consider a rent-to-own situation.

High Yield Savings Accounts in South Carolina

It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If you want to...

The Startling Cost of College

There’s a startling financial truth for those enrolled in college and recent graduates: a higher education almost always comes with a significant price tag--and debt. Here, we take a look at the numbers.

Your Top 5 Tips for Effective Online Money Management

Information on the Internet moves quickly. That’s why First Bank* offers streamlined online money management for individuals and small businesses throughout North Carolina and South Carolina. Accounts can easily be linked...