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Homeownership Articles

Make a house your home with helpful homebuying tips.

Learn About Homeownership

Before your start your search, read these articles to understand the cost of buying a home and how mortgages work, calculate how much you can afford, budget for a mortgage and home repair costs, and more.

All Budgeting and Goals Credit: Score and More Family Finances Fending Off Fraud Invest, Invest, Invest Paying Off Debt Personal Finance 101 Homeownership Retirement Filing Your Taxes Student Loans For Teens
Hand taping moving box From One Home to Another: Should You Sell or Buy First? It’s time for an upgrade. You’re ready to sell your current home and move into a new one, but you don’t know which you should do first, right? 3 min read
Close up of a For Rent sign in front of a house. Rent to Own: What the Buyer Should Consider If you’re interested in buying a home but are unable to qualify for a mortgage, you might consider a rent-to-own situation. 3 min read
Construction tools and piping on top of blueprints New Construction vs. Existing Home: Points to Ponder if you’re weighing the pros and cons of buying a new versus an existing home, you won’t make a decision based on aggregate data. You’ll be comparing specific options. Here are some factors to consider. 3 min read
Home Energy Efficiency 4 Reasons to Consider an Energy-Efficient Home If you’re buying, building, or remodeling a home, here are 5 reasons to consider putting energy-efficient features high on your priority list. 3 min read
Couch and coffee table with vase on top 5 Reasons to Consider a Home Equity Line of Credit (HELOC) Your home is your most valuable asset and investment. A home equity line of credit can provide many benefits for those with good credit and a chunk of their mortgage paid off. 2 min read
Woman and son sitting on steps of house smiling at camera Mortgage Basics As exciting as this time in your life can be, it’s important to remember that this is a very big decision. Before you take out a loan, you need to be sure that you understand the basics of the mortgage process. 4 min read
Yellow house with gardens in the front The Impact of Home Ownership on Your Credit Rating If you’re in the market for a home, you’ve probably spent some time cleaning up your credit. After all of that hard work, you may wonder what impact a mortgage will have on your credit rating. 3 min read
A couple looking and pointing at a laptop working on budgeting for a home Budgeting For a Home For most people, buying a house is not a spontaneous decision. It takes time to prepare your finances for a mortgage, to clean up your credit to get the best rates, and to save up for a down payment. 4 min read
Houses made of paper Am I Ready to Buy My First Home? Undoubtedly, one of the most significant financial milestones in life is the purchase of your first home. And there are many benefits to homeownership. 5 min read
Chalk on pavement with true and false checkboxes 5 Common Mortgage Myths Debunked While it’s important to do your research during the home-buying process, you can’t believe everything you hear. We’ll help you spot the popular mortgage myths and reveal the truth behind them. 5 min read

Explore Courses to Grow Your Personal Finances

Illustration of a piggy bank and smart phone. Starting Out Take smarter first steps into personal banking. 5 Topics
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Illustration of a piggy bank with an umbrella above it. Building Financial Resilience Learn how to bounce back from financial setbacks. 11 Topics
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Illustration of clipboard with charts, a credit card, and a calculator. Family Financial Planning Bring the family together to talk about a financial plan. 7 Topics
Illustration of books and money. Paying for College Study up on ways to pay for that diploma. 10 Topics
Illustration of charts, a car, and calculators. Smart Budgeting Create a financial plan for an awesome roadtrip! 5 Topics
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