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Mortgages turn dreams into reality.

Borrow today, and build a great tomorrow.
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Home loan options for each stage of life.

Mortgages aren’t one-size-fits-all. First Bank partners with you to customize loans for a variety of property types and financial needs.
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What mortgage can you afford?
Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.
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Buying A Home
Start the home buying process off on the right foot with our free online tutorial.
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Work with a local mortgage specialist
Hear From A Satisfied First Bank Customer
“A very pleasant experience from start to finish with my mortgage. The team was always accessible and prompt, and I am very grateful. On top of that I love my new house!”

Featured Articles

Goombays Grille & Raw Bar Joins First Bank

We’re proud to welcome Kill Devil Hills landmark restaurant Goombays Grille & Raw Bar to First Bank. Goombays has been an island hot spot since 1992 and recently changed ownership in March 2023. The vibrant...

Best Small Business Bank – North Carolina

If you’re looking for the best small business bank in North Carolina, the search ends with First Bank. First Bank’s doors first opened in 1935 to serve farmers and local businesses when the small town of Troy, NC, lost its...

Get Stress-Free Banking in NC with a Savings Account at First Bank

We can likely agree that complicated savings accounts aren’t fun to deal with. Hidden costs and technicalities can cause unwanted anxiety and stress. That’s why First Bank has a number of stress-free savings accounts in...

First Bank Loans

Between banks and online lenders, you have a lot of options to choose from when you need a loan. But not all loans are created equal, and First Bank loans are a step above the rest. If you are in need of a loan, visit your...

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance, your current loan...

Jumbo Home Mortgage Loans

If you are thinking of buying a home with a higher property value and can handle larger monthly mortgage payments, a jumbo loan could be a suitable option for you. Jumbo loans are typically offered with the same options as...

What Are 15 Year Mortgage Rates?

What are 15-year mortgage rates? It seems like a long time doesn’t it? But when you really think about it, 15 years is nothing. Think of all the things you’ve done, the places you’ve been and the people you’ve met in the...

How to Get a Mortgage for a Rental Property

Looking for rental property mortgage rates near you? If so, First Bank can provide you with tips and tricks on how to get a rental property mortgage, as well as how to find the best mortgage rates near you. Rental Property...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

Get a Convenient Student Checking Account Today

Wondering where to get a student checking account? At First Bank, we know that the last thing students need to worry about as they continue their education is managing their money alone. With our Campus Checking account,...