Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Scroll to top

Find a Loan Officer

Carolyn Walls
Vice President, Mortgage Loan Officer

  • NMLS #415621
  • 5102 South College Rd.
  • Wilmington, NC 28412
  • Directions
Direct: 910-452-3968
Cell: 910-578-5950
Office: 910-452-3968
Fax: 910‑452‑3970

With more than 42 years in the mortgage business, Carolyn Walls has helped many people achieve their goal of homeownership with hard work, integrity, and by how much she enjoys helping others achieve their dreams. Whether you want to buy a house, build your dream home, or refinance your existing mortgage, Carolyn can help you find the financing solution that is right for you.

Carolyn has experience in all types of loan programs and is dedicated, knowledgeable and has the willingness to go the extra step to meet your mortgage financing needs. She has been recognized by Brunswick County Association of Realtors as the 2019 Affiliate of the Year and by the Wilmington Cape Fear Home Builders Association as the 2009 Member of the Year. A proven mortgage professional, her attention to detail will make your mortgage process run smoothly and easily.


  • NMLS – S.A.F.E. Registered
  • Expertise with all First Bank Lending Products

Community Involvement

  • Wilmington Cape Fear Home Builders Association
  • Wilmington Regional Association of Realtors
  • Brunswick County Association of Realtors
  • Brunswick County Habitat for Humanity

Trending Topics

Compare First Bank Checking Accounts

If you’ve begun the process to compare bank accounts, it’s important that you review the options that differentiate them. Fortunately, you have a local partner in First Bank — a bank that offers a variety of checking...

Workers’ Compensation Insurance 101

If you’re starting a business and are unsure of the purpose of workers’ compensation insurance or how to acquire it, then you’ve come to the right place. This kind of state-mandated insurance covers “medical and...

Personal Loan Rates – Salisbury NC

If you are looking for some of the best personal loan rates in Salisbury, NC, come to First Bank for small bank service with big bank options. Salisbury, North Carolina is rich in culture and history and has 10 National...

High Yield Savings Accounts in South Carolina

It’s no secret that travel can make you happier, but did you know that it can also improve your social skills, help you accomplish goals, make you more patient, and improve the quality of your relationships? If you want to...

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate loan specialists will offer you more than just a competitive rate—we’ll...

FHA Loans 101: 3 Major Requirements

If you have a strong understanding of the FHA loan requirements, you’ll experience a quicker and smoother loan application process. FHA loans provide homebuyers of all income levels the opportunity to purchase a home with...

Get a Flexible College Savings Account at First Bank in Albemarle, NC

Nestled in the Piedmont region of North Carolina, Albemarle, NC, is home to sprawling hills, streams and forests. Whether you’re attending local Stanly Community College or you’re planning on leaving the quaint town of...

Lowest Mortgage Rates – Jacksonville, NC

If you are looking for some of the lowest mortgage rates in Jacksonville, NC, your local First Bank can help. Now is a great time to buy a home in Jacksonville, North Carolina. The median sale price for homes in the area...

4 Questions to Ask When Searching for the Best Savings Account in Florence, SC

If you’re looking for the best savings account in Florence, SC—look no further than your local First Bank. Florence South Carolina, dubbed an All American City by the National Civic League is home to two great locations to...

Where to Get 15-Year Mortgage Rates

If you’re ready to buy a home, you’re probably wondering where to get 15-year mortgage rates, or you may just be wondering what a mortgage is. First Bank will go over your options with you and help you determine what type...