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Explore your mortgage options

Choose from a variety of mortgages specific to your needs and life stage.
FHA Loans
Perfect for
those who need low‑cost loans.
These loans require less cash for down payment and closing.
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Rural Housing Loans
Perfect for
house-hunters who live outside of cities.
The USDA offers rural homebuyers loans with affordable options.
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VA Loans
Perfect for
veterans who want to buy a home.
This loan has flexible options like low or no down payment.
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What mortgage can you afford?
Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.
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Buying A Home
Start the home buying process off on the right foot with our free online tutorial.
Make Your Move
Work with a local mortgage specialist

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Featured Articles

Helpful Apps for Homebuyers

There are few industries as fast paced as home buying, so it’s no surprise these days that purchasing property has gone mobile. There are all kinds of tools and apps for your tablet or Smartphone that you can use to get...

Five Reasons to Refinance Your Mortgage

Banking professionals suggest mortgage refinancing when homeowners want to replace their current loan with a new one, often to reduce monthly payments or lower interest rates. With a mortgage refinance, your current loan...

How to Avoid Paying Too Much for a House

Imagine you just crossed the threshold of your dream home. There’s only one problem: price. It seems a bit on the high side, even for a home this perfect—but is it?

How to Get a Mortgage for a Rental Property

Looking for rental property mortgage rates near you? If so, First Bank can provide you with tips and tricks on how to get a rental property mortgage, as well as how to find the best mortgage rates near you. Rental Property...

7 Songs to Play After Closing on Your New Home

When you finally close on your new home, we recommend loading up your MP3 player (or, if you’re old school, burning a CD or making a mixtape) with these seven songs to kick off your celebration!

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Where To Get 20 Year Mortgage Rates

When you’re ready to buy a house, it’s easy to get caught up in all of the excitement of shopping and forget about the financial part. Once you’ve found the perfect house, the first thing you may be wondering is where to...

6 Things To Know When Buying a Second Home

Essential tips for second home buyers whether you plan to keep it as a vacation spot or as rental income.

Renovating Before Moving In? Ask These Questions!

Every project is different, of course. But before you close on your property and start looking for a sledgehammer, make sure you know the answer to these 6 questions.

Tips for Buying a Mountain Home

From the Smoky Mountains to the Uwharries, it’s hard to find anyone in our area who hasn’t vacationed in a mountain home with friends or family at least once. Living near the beautiful Appalachians, who could blame them?...