Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top
Resolving to do more in 2025?
Stretch your budget and get more out of life with a First Bank rewards Mastercard®. Not only will you earn points on everyday expenses, you can redeem them for rewards when and how you like. Plus, new cardholders get 0% introductory APR for the first 9 months on new purchases AND balance transfers and then a variable APR currently between 16.90 – 26.90% will apply.

Real-Time Rewards

Enjoy your rewards when and how it suits you best.

Close up on car getting filled with gas.

Pay At The Pump

Fill up for less when you use your rewards card and redeem your points at participating gas stations. Save $0.50 off per gallon, up to 20 gallons.

Customer using reward points to pay at a merchant.

Pay With Points

Use your personal rewards card at participating merchants to apply a discount on qualifying purchases at checkout. Just shop, select redeem offer, and save!

Daughter hugging older mother who is looking at a tablet.

Turn Reward Points Into Gifts

Give the gift of flexibility when you share your points with friends and family using Point Gifting.


The Rewards Catalog

Map with camera and field notebook resting on it.
Travel
Turn your points into free and discounted airline tickets, cruises, hotel stays, vacation packages, and car rentals.
Bowl of lemon wedges at a restaurant.
Gift Cards
Use your points for gift cards from a wide array of retailers and restaurants.
Colorful ferris wheel.
Experiences
Get the most out of life, redeem your points for experiences, like skydiving, whitewater rafting, or hang-gliding lessons.
Close up of hands holding out cash and a smartphone.
Cash Back
Turn your rewards points into cash when you select the Cash Back option.
Headphones resting on top of a tablet.
Merchandise
Get what you’ve always wanted from our array of merchandise, like Apple Watches®, golf clubs, power tools, and more.
Close up of a clear jar filled with money.
Donations
Use your points to donate to charity. You can choose up to three organizations to give to.
iPad with First Bank rewards calculator.
How many rewards can your purchases earn you?
Use the One Rewards Calculator to see how your daily qualifying purchases add up to points when you use your First Bank Mastercard.
Rewards Calculator
Start using your reward points today.
Log in to online banking and explore how you want to be rewarded.
Get rewarded for personal or business expenses.
With these cards you automatically qualify for the One Rewards program.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. Earn rewards you really want with the Platinum Rewards credit card.
Learn More
The First Bank Business World Credit Credit Card.
Mastercard Business Card with Rewards
Just one card, so many benefits. Get the card that turns business expenses into rewards.
Learn More

Loans subject to credit approval. First Bank credit cards have no Balance Transfer and no Annual Fee.

Featured Articles

What to Know About Joint Checking Accounts

Some of the biggest causes of stress in a relationship stem from finances. If you’re considering opening a joint checking account, there are some things you should know. Here are some common questions surrounding this type...

What is Personal Finance?

Are you ready to get a handle on your finances and prepare for your future? The first step is understanding personal finance. According to Investopedia, “Personal finance defines all financial decisions and activities of...

High-Interest Savings Accounts in South Carolina

Why should I settle for a regular savings account when I can take advantage of a high-interest savings account? If I’m going to store my money away, I may as well get the highest interest on it that I can. While the above...

Mastercard Business Card with Rewards

Business owners use credit cards to pay for most business expenses. It’s important to have a business credit card that enables you to get the most out of your money. Discover your credit card options at First Bank.

Savings Account Interest Rates in South Carolina

Whether you’re searching for savings account interest rates in South Carolina, looking for an account with a higher rate of return, in the market for a long-term savings strategy with tax advantages, or looking to open...

Banks Near Me

When you are trying to find banks near you, there are many options. With so many choices, it can be hard to be sure you’re choosing the right bank for you. At First Bank, we care about the needs of our customers. That is...

HSA Rules and Regulations You Should Know

If you have a high-deductible health insurance plan, a Health Savings Account (HSA) can help you save for future medical expenses. Health Savings Accounts were established by the federal government as part of the Medicare...

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

A Checking Account Comparison Worth Your Time

Contrary to popular belief, not every checking account is the same. That’s why First Bank has five options to ensure there’s one to fit your specific needs. Review our checking account comparison below to find your perfect...

What are 30-Year Mortgage Rates?

If you are thinking about buying a home, you may be asking the question, “What are 30-year mortgage rates?” There are many ways to figure out the current average 30-year mortgage rates, but the best way to find out about...