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One Rewards Program

Earn points for every qualifying purchase.
Log In To Online Banking
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Resolving to do more in 2025?
Stretch your budget and get more out of life with a First Bank rewards Mastercard®. Not only will you earn points on everyday expenses, you can redeem them for rewards when and how you like. Plus, new cardholders get 0% introductory APR for the first 9 months on new purchases AND balance transfers and then a variable APR currently between 16.90 – 26.90% will apply.

Real-Time Rewards

Enjoy your rewards when and how it suits you best.

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Pay At The Pump

Fill up for less when you use your rewards card and redeem your points at participating gas stations. Save $0.50 off per gallon, up to 20 gallons.

Customer using reward points to pay at a merchant.

Pay With Points

Use your personal rewards card at participating merchants to apply a discount on qualifying purchases at checkout. Just shop, select redeem offer, and save!

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Turn Reward Points Into Gifts

Give the gift of flexibility when you share your points with friends and family using Point Gifting.

The Rewards Catalog

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Travel
Turn your points into free and discounted airline tickets, cruises, hotel stays, vacation packages, and car rentals.
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Gift Cards
Use your points for gift cards from a wide array of retailers and restaurants.
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Experiences
Get the most out of life, redeem your points for experiences, like skydiving, whitewater rafting, or hang-gliding lessons.
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Cash Back
Turn your rewards points into cash when you select the Cash Back option.
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Merchandise
Get what you’ve always wanted from our array of merchandise, like Apple Watches®, golf clubs, power tools, and more.
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Donations
Use your points to donate to charity. You can choose up to three organizations to give to.
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How many rewards can your purchases earn you?
Use the One Rewards Calculator to see how your daily qualifying purchases add up to points when you use your First Bank Mastercard.
Rewards Calculator
Start using your reward points today.
Log in to online banking and explore how you want to be rewarded.
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Get rewarded for personal or business expenses.
With these cards you automatically qualify for the One Rewards program.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. Earn rewards you really want with the Platinum Rewards credit card.
Learn More
The First Bank Business World Credit Credit Card.
Mastercard Business Card with Rewards
Just one card, so many benefits. Get the card that turns business expenses into rewards.
Learn More

Loans subject to credit approval. First Bank credit cards have no Balance Transfer and no Annual Fee.

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