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Our cards work harder for you.

Want to know what your First Bank card can do? You’re in the right place. Get more from your money with our card rewards and tools.

Choose how you want to be rewarded.
With the One Rewards Program, you earn points on everyday qualifying purchases with your First Bank Platinum Rewards Mastercard® or Mastercard® Business Card with Rewards that turn into excited must-haves. Travel, merchandise, gift cards, cash back … how do you want to be rewarded?
Let’s Get Started
Mastercard® Benefits
Mastercard offers this suite of expert services and industry-leading benefits on all First Bank credit and debit cards.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
Mastercard ID Theft Protection
Should you become concerned that you are a victim of identity theft, Mastercard ID Theft Protection gives you access to a number of ID theft resolution services. Additionally service constantly monitors websites and chat rooms where criminals buy and sell stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately.

Requires enrollment. Enroll here.
Mobile Wallet
A quick and easy way to use your First Bank debit or credit card on the go with most smartphones.
Learn how.
Quickly and Conveniently Make a Switch
Perfect if you have ever been frustrated having to update all of your subscriptions when you get a new debit or credit card. First Bank’s CardSwap allows you to manage your primary payment method for multiple subscription services, including Amazon, Netflix, Blue Apron, Hulu, and more. Simply make your First Bank credit or debit card the primary method of payment, and relax. We’ll do the rest. To get started: log in to online banking or the First Bank app, click on Credit Cards & Rewards in the menu, and select CardSwap.
Alerts & Controls
Add an extra layer of security to your card with customizable transaction control settings and real-time email and alerts to help prevent fraud.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Extended Warranty
Most manufacturer warranties are doubled up to one year when you pay with your eligible Mastercard.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Mastercard Receipt Management
Organize and track your receipts with the free mobile receipt management app. Just snap photos of your receipts and they will be securely stored in the cloud.

Credit Card Benefits
These additional benefits come standard with our personal and business credit cards.
26-day Grace Period
You have 26 days when you’re not charged interest for purchases you’ve made, so long as you pay your balance in full on time.
SpendTrack
Issue business credit cards to your employees and fully manage their usage, gain simple expense tools, make approvals quicker, and gain better insights into spending.
Credit Card Management
Access and manage your personal credit card through First Bank digital banking so you can seamlessly control your card.

Business Credit Card Benefits
Our Business Credit Card with Rewards comes with extra benefits to support all your business needs.
Cellphone Protection
Pay your monthly cellular wireless bill with your credit card and the cost to replace or repair a lost or stolen phone will be reimbursed up to $600.1
24/7 Business Assistance
Contact customer service anytime you need—including after business hours, weekends and holidays.
Business Controls
Get greater convenience, security, and control over spending. Determine exactly where, when and how a card is used, and set up virtual card numbers for added security.
Business Suite Discounts
Save with services like Microsoft 365, Salesforce Essentials, TurboTax and more.
Mastercard EasySavings
Get extra saving when buying for your business with EasySavings, an automatic rebate program. Just use your Business Card on qualifying purchases at any of 45,000 merchants worldwide (full list here).
Year-end Account Summary
With our Business World Elite Rewards Mastercard, you’ll receive a year-end account summary, a convenient tool for accounting & tax preparation that helps you manage your spending.
Calculate your favorites.
Every qualified dollar you spend with a First Bank Rewards card earns you rewards you’ll love. Find out how many points your everyday purchases get you here.
Start Calculating
Save on what you owe.
Not all credit is made alike. Find out how much you could save by transferring your credit balance to a First Bank card.
See Your Savings
Versatile cards. Flexible options.
Check out our individual and business crowd favorites.
The First Bank Platinum Rewards Credit Card.
Platinum Rewards Credit
A flexible card that fits your changing priorities. The Platinum Rewards credit card earns more back for you.
See The Card
The First Bank Personal Debit Credit Card
Personal Debit
Benefit from Zero Liability Fraud Protection on unauthorized transactions and get mobile wallet to conveniently use your card from your phone.
See The Card
The First Bank Business World Credit Credit Card.
Mastercard Business Card with Rewards
Just one card, so many benefits. We’ve made credit that turns business expenses into rewards.
See The Card
The First Bank Business Debit Credit Card.
Business Debit
Get 24/7 service for your business and securely pay for purchases from your phone with mobile wallet.
See The Card
The First Bank Platinum Low Rate Credit Card
Platinum Low Rate Credit
The low-rate card with no annual fee that gives you more, for less.
See The Card
The First Bank Platinum Secured Credit Card
Platinum Secured Credit
Build a great track record with a card that makes credit easy, even if you have a low or limited credit history.
See The Card
  1. Cellphone Protection provides secondary coverage up to $600. Subject to limitations and exclusions. See policy terms for complete details here.

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