Read These Articles on Personal Financing

Knowing your finances is the first step to properly managing them and to ensuring you are in good financial standing. But how do you get started?

Reading personal financing articles can be a huge help when it comes to understanding financial management. That is why First Bank offers a Financial Education Center full of articles with advice on everything from buying your first home to making your first investment.

Personal Financing Articles

Check out the following articles on managing your personal finances:

Articles on Buying a Home

Simplifying the Homebuying Process: This infographic offers tips and tricks on how to make the homebuying process as easy as possible.
Should I Buy an Older Home?: This article weighs the pros and cons of buying an older home.
How to Shop Bank-Owned Homes: This article provides insight into buying a bank-owned home and how to get the process started.
The Right Age to Buy a House: Is it in your 20s, your 30s, or is age only a number?

Saving Money

10 Easy Ways to Save On Home Energy Costs: Learn 10 quick and easy ways to cut down your energy bill and save money each month.
Planning the Right Mix for Retirement: This article offers help with choosing the retirement savings plans that work best for you.
10 “Life Hacks” That Will Save You Money: The little things can add up! Use these life hacks to cut costs and get the most out of your purchases.
How to Get Help Paying for College: Check out this list of student aid programs that can help you pay for college.

Investing

5 Tips for Safely Managing Your Finances Online: Keep your finances safe and secure with these tips on online security.
5 Things You Need to Know Before You Become a Landlord: Take these considerations in mind before diving headfirst into property management.

When browsing personal financing articles, remember that your financial situation is unique. You should always discuss your financial and investment opportunities with an experienced banking professional before making significant financial decisions.

First Bank* is a local community bank with banking professionals who can help you make sound decisions. Contact your local branch for personal financing advice today.

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Teach Teens to Save: Banking Tips For A Financial Future We know learning may look a little different these days, so we’ve put together a guide to help boost your teen’s knowledge of banking. In this guide, you and your teen will find information on: Working their way around a check – Yes, they still exist! Setting up a financial future – Start sooner than later. Life hacks on saving time and money – Who wouldn’t want that? Get your teen thinking about their financial future, and download this free guide today! For additional resources, check out these interactive courses on Starting Out, Financial Basics, and Paying for College. 1 min read

Buying Your First New Car: What to Know It’s a moment to savor: getting your first vehicle, enjoying the new-car smell, taking pride in ownership. Here are some things to consider before you sign on the dotted line. 3 min read

Apply for a Personal Loan in South Carolina | First Bank If you’re looking for a personal loan in South Carolina, stop by your local First Bank. We offer highly competitive rates and flexible terms, allowing you to customize your loan based on your financial needs. Visit your local First Bank today to compare personal loan* options and find competitive rates. Tips to Apply for Personal Loan If you need to apply for a personal loan but don’t know where to start, follow these tips to help you secure the best option. Check Your Credit Score—Most lenders will require you to have a high credit score for loan qualification purposes. If your credit score isn’t high enough, consider getting a cosigner to help you qualify for the loan. Know What You Qualify For—Since applying for loans will decrease your credit score, apply only for loans you qualify for. Gather the Necessary Paperwork—Loan applications will require you to prove your annual income, monthly house payments, and employment status. Have these items on hand to simplify your loan application process. Find a Local Bank—Most local banks will give you great deals on personal loans, walk you through the loan application process, and customize the right loan for you. Personal Loan Options at First Bank First Bank offers a number of personal loans options: Personal Line of Credit—A personal line of credit allows you to borrow money instantly. In order to secure your personal line of credit, you may need qualified collateral to apply. HELOC—A home equity line of credit can give you the flexibility to consolidate debt, make a big purchase, or fund a home improvement project using the equity you’ve built up in your home. Vehicle loans—Get a competitive rate on a car or boat loan. For more information on personal loans, visit your local First Bank branch. Additional Loan Options at First Bank For other loan options, consider the following services offered by First Bank: Platinum Rewards Mastercard—No annual fee or charge for balance transfers, this card has everything you need to cover expenses, including the option to participate in a free rewards program. Business Loans—First Bank offers long-term business loans to help you expand your business, finance new equipment, or refinance debt. Construction and Mortgage Loans—Our construction loans provide businesses with 3 min read

Simplifying the Home Buying Process The home buying process can be daunting, especially for first-timers. When should I start looking? How much do I need for a downpayment? Fear not! We've got you covered. 1 min read

Read These Articles on Personal Financing

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Personal Financing Articles

Articles on Buying a Home

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Investing

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