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Locations
473 Carolina Way
Highlands, NC 28741
F: 828‑526‑0358
  1. Monday
    9am - 5pm
  2. Tuesday
    9am - 5pm
  3. Wednesday
    9am - 5pm
  4. Thursday
    9am - 5pm
  5. Friday
    9am - 5pm
  6. Branch ATM accepts deposits.
  7. Location has a drive-thru.
  8. Write a review of this branch.
First Bank branch sign.

Welcome to First Bank Highlands, NC!

We are pleased to be the community bank of choice for Highlands, NC. Here you’ll find straightforward advice from our local financial experts and sophisticated financial products to keep your accounts on the right track. We offer personal banking, business banking, digital and mobile banking, mortgage loans, business loans, and wealth management services.

At First Bank, we offer the same services as the big banks, but with personalized service from bankers who know your name and live in your neighborhood.

  • Deposits and Other Transactions
  • Commercial Loan Advisors
  • Business Solution and Treasury Specialists
  • Home Loan Professionals Available by Appointment

Featured Articles

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your Platinum Rewards Mastercard® or Mastercard® Business Card...

Credit Cards for Small Business – South Carolina

First Bank is rooted in our dedication to small businesses and offering credit cards for your business is one way we can help. With fifteen locations in South Carolina, First Bank is there to back all of your small...

Give Thanks for These 5 Thanksgiving Savings Tips

Thanksgiving is in just a few weeks, but it's not too early to start shopping for the best deals on food, decorations, and beverages. If you're hosting a house full of friends and family, you don't have to spend a fortune...

What Are All These Fees?

You expected that buying a home would mean paying principal, home insurance, taxes, interest, and maybe mortgage insurance. But what are all these other fees you’re getting hit with on closing day?

Bring in More Locals with Location-Based Marketing Tools

Over the last few years, location-based services (LBS) have helped millions of businesses harness trends in consumer tech to grow a local following, boost revenue, and thrive. But how are these businesses using LBS, and...

You’re Upside Down . . . Now What?

A look at one of the least appealing sides of home ownership—being “upside down.”

Banks With Hassle-Free Checking Accounts

If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with...

Refinance Your Mortgage with These 5 Tips

Over time, the mortgage market fluctuates and creates new opportunities for homeowners to revise the terms of their mortgage. This is known as refinancing. When refinanced, a mortgage can include lower interest rates, home...

Tips for Buying a Mountain Home

From the Smoky Mountains to the Uwharries, it’s hard to find anyone in our area who hasn’t vacationed in a mountain home with friends or family at least once. Living near the beautiful Appalachians, who could blame them?...

You’re Getting Married! Keep These 8 Things in Mind

Getting married is not a small feat for many reasons – among them, marriage represents a new stage in your financial life. We asked three First Bank team members about what financial issues soon-to-be newlyweds need to...