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Best Savings Account Rates – Wilmington, NC

From the historic mile-long Riverwalk to the miles of pristine beaches, Wilmington, NC, has many things to offer. You may be planning to attend college, buy a house, or even retire in Wilmington, but don’t have a savings plan that can help you reach those goals.

First Bank offers some of the best savings account rates and we are dedicated to helping you achieve financial security.

Types of Savings Accounts at First Bank

First Bank strives to offer our customers some of the best savings account rates, and we provide several types of accounts, including:

Everywhere Savings – Minimum of $50 to open

  • 2 free withdrawals a month*
  • No minimum balance required to earn interest
  • Free mobile and online banking**
  • Free eStatements or paper statements
  • Free access to First Bank’s ATM network*

MyFirst Savings – For customers under 18; minimum of $10 to open

  • 2 free withdrawals per month*
  • No minimum balance required to earn interest
  • Free mobile and online banking**
  • Free eStatements or paper statements

Money Market – Minimum of $1,000 to open; for customers looking for a long-term, high-yield savings account

  • 6 free withdrawals per month*
  • Interest-earning account access
  • Free mobile and online banking**
  • Free eStatements or paper statements
  • Free access to First Bank’s ATM network*

We also offer certificates of deposit (CDs), IRAs, and Health Savings Accounts (HSAs) for more specific savings needs.

Open a Savings Account with First Bank

No matter what you’re saving for, First Bank offers some of the best savings account rates out there. Rates can vary depending on the type of account, and we want to make sure you are getting the best rates possible. If you want to find out more about First Bank’s savings account rates, call or visit a Wilmington, NC, location near you.


*Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal. Money Market customers can make six (6) free withdrawals per month. For each excessive transaction during a statement cycle, there is a fee of $15. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.

**While First Bank does not charge for mobile banking, check with your mobile service provider for web access fees. iPhone®, and iPod Touch® are registered trademarks of Apple, Inc. Android™ is a trademark of Google Inc. Compatibility notice: The First Bank mobile app is not currently compatible with iOS7, the new operating system for iPhone, iPad® and iPod Touch®. We are aware of the issue and are working on an update to address it. We apologize for any inconvenience. Free ATM network includes First Bank and CashPoints® terminals. Out of network terminal owners may charge a service fee.

———

Sources:

Wilmington N.C.: https://www.wilmingtonandbeaches.com/

Investopedia: http://www.investopedia.com/terms/c/certificateofdeposit.asp

Investopedia: http://www.investopedia.com/terms/i/ira.asp?lgl=rira-layout

Investopedia: http://www.investopedia.com/terms/h/hsa.asp

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