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Checking and Savings Account – Jacksonville, NC

Personal Finances 2 min read

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A checking and savings account can help you balance your budget, accrue interest and save for the future. With our convenient locations in Jacksonville, NC, First Bank can help you get there.

We offer five different types of checking accounts and three basic savings accounts to help our Jacksonville customers manage their wealth, find financial stability and achieve their dreams.

Checking Account Options at First Bank

No matter your economic interests, First Bank has a plan just for you. We offer three comprehensive checking accounts. They are:

  • Everywhere Checking — a simple and basic account
  • Everywhere Plus — a more advanced account where you can earn interest on your balance
  • Everywhere Premium — a premium account that offers additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee

We also have two demographic-specific checking accounts. Our student checking account is custom designed for college students and comes with no maintenance fees. Our senior checking account is for those over the age of 65, and is custom built with their needs in mind.

Checking and Savings Account - Jacksonville, NC

Save More with a First Bank Savings Account

First Bank offers the following savings accounts:

  • Everywhere Savings — our signature savings account
  • MyFirst Savings — an account designed for children under the age of 18
  • Money Market — an account that offers higher rates and access to your funds

We also offer, certificates of deposit (CDs), IRAs, and health savings accounts (HSAs).

All of First Bank’s checking come complete with:

  • Online and mobile banking*
  • Paper or electronic statements
  • Online bill pay

Debit card holders will enjoy the added benefit of 24-hour help for lost or stolen cards or fraudulent activity and zero liability for unauthorized purchases.

Visit First Bank Today

Visit First Bank on New Bridge Street or Western Boulevard in Jacksonville, NC, to open your checking and savings accounts today.


*While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices.

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What Do I Need to Open a Checking Account? What do you need to open a checking account? It can vary a little from bank to bank but there are typically some fundamental necessities needed to open a checking account. First Bank has five levels of checking accounts, each with varying conditions and capabilities. But let’s start with the basics that hold true for any checking account: What You Need to Open a Checking Account Identification. You will be required to show a picture ID in order to open a checking account such as a driver’s license, passport or military ID card. Personal information. Basic information such as name, address, telephone number, date of birth and social security number. Deposit. You’ll need a small minimum amount of money to make the initial deposit into the account. Clean record. Before opening a new checking account, a most banks will run a consumer report of your previous banking relationships to make sure you don’t have a record of charged-off accounts or fraudulent activity. A bank will sometimes allow you to still open a new account provided you repay the charged off account. Types of Checking Accounts Let’s take a look at First Bank’s five personal checking account options. Everywhere Checking. This is our most fundamental checking account. Everywhere Plus. This option allows you to earn interest on your balance. Everywhere Premium. Earn interest plus enjoy some additional perks such as an unlimited number of out-of-network ATM transactions with no First Bank fee. Campus Checking. Students under the age of 25 get the benefit of a checking account free of a minimum balance requirement and monthly maintenance fees. Senior Checking. Customers age 55 and older can be fee-free with direct deposit and get free checks. Contact First Bank Today Visit your local First Bank and one of our friendly associates will help you with what you need to open a checking account. Or use our Compare Accounts feature to see which checking account is right for you. Read more about this topic: What Is Required to Open a Business Checking Account?, Finance 101: Banking Basics. ——— Sources: Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp 2 min read
Banks With Hassle-Free Checking Accounts If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with hassle-free checking accounts. Checking Accounts at First Bank Here’s a breakdown of First Bank’s five personal checking accounts and what makes them hassle-free: Everywhere Checking What it is: A no-frills account to give you exactly what you need and nothing you don’t. How it’s hassle-free: Maintain either a $600 minimum balance, a $1,200 average monthly balance or make a monthly direct deposit of any amount.* Everywhere Plus What it is: A simple checking account that accumulates interest. How it’s hassle-free: Keep a $1,200 balance or an average monthly balance of $2,400.* Everywhere Premium What it is: An upper-tier account that earns interest and features additional perks. How it’s hassle-free: Maintain either a $5,000 minimum balance, an average monthly balance of $10,000 or maintain $20,000 in personal deposits or outstanding personal loans or HELOC balances.* Campus Checking What it is: A checking account for college students or those about to go to college. How it’s hassle-free: No monthly maintenance fees or minimum balance requirement as long as the customer is under the age of 25. Senior Checking What it is: Checking account for individuals over the age of 55. How it’s hassle-free: Keep a $600 minimum or $1,200 average balance or make a direct deposit of $250 or more.* With our hassle-free checking accounts, you get online and mobile banking, paper or eStatements, online bill pay, and debit cards. You also gain access to account alerts so you can stay on top of your activity. Visit a First Bank Today Find a First Bank with hassle-free checking accounts nearest you and lose the stress today. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, also available at your local branch. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a 3 min read