First Bank Southern Pines Review

A local bank can be the driving force behind the economy of a small community. With a population of under 14,000 residents and a strong economy—Southern Pines, North Carolina is backed by local banks like First Bank.

First Bank has more than 100 locations in two states but is actually headquartered right here in Southern Pines, NC.

Our location on Southeast Broad Street is one of First Bank’s top performing branches thanks to the consistent results generated for our clients. When you walk into our locations on Pinecrest Plaza and Southeast Broad Street, you’ll be struck by the friendliness of our employees and our dedication to the community.

First Bank Cares about the Southern Pines Community

Both Southern Pines locations will take the time to get to know each customer in order to provide personalized banking advice for their individual needs.

First Bank has helped Southern Pines, NC residents start businesses, buy homes and expand investment portfolios. We show our commitment to local prosperity through our nonprofit work and personal touch for the following services.

Personal checking and savings accounts. Our versatile options for managing and saving money offer something for everyone.
Business banking. Accounts, loans and merchant services make managing your business easy.
Loans. Get the money you need for personal spending or home equity lines of credit (HELOC).
Residential and commercial mortgages. Turn the place of your dreams into your home or business.
Insurance. Insure your home, car or business or something even more valuable like life insurance.

First Bank began as a local bank more than 80 years ago just 35 miles from Southern Pines. The foundation of our values is rooted in the small communities of North Carolina and can be experienced at our Southern Pines locations. To serve our customers further, we also have ATM locations throughout the area, as well as two bank locations in nearby Pinehurst.

Investment and Insurance Products are NOT Bank Deposits, NOT FDIC-Insured, HAVE NO Bank Guarantee, NOT Insured by any Federal Government Agency, May Go Down in Value

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Sources:

Investopedia: http://www.investopedia.com/terms/h/homeequitylineofcredit.asp

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Southern Supreme Fruitcakes & More – Garage Startup to Global Distributer "I don't like Fruitcake" Not a fan of fruitcake? Neither was Berta Lou Scott until she perfected her version in the 1980s. Her Southern Supreme Fruitcakes have been converting fruitcake foes to fans ever since. Visit the Southern Supreme Fruitcake Online Store A Sweet Success Story Berta Lou Scott’s fruitcake started as Christmas gifts for her friends, family, and clients in their hometown of Bear Creek, NC. Mrs. Scott’s baked goods were always sought after throughout the holidays, but her fruitcake especially garnered attention for its ability to change the minds of those who claim to not like fruitcake. As demand for her fruitcakes increased Mrs. Scott’s late husband, Hoyt Scott, took out a small business loan to increase their production capacity. The Scott family tells their First Bank story like this: “It all started around 1989 when our father/father-in-law “Hoyt Scott” wanted to take out a small business loan. At that time Mr. Jimmie Garner was who we went to see. The story that Hoyt liked to tell was, “I didn’t know who the bigger fool was: the man who wanted to borrow the money to start a Fruitcake business or the man who would loan him the money.” That is what started our relationship with First Bank.” As it turns out they weren’t fools after all. Jimmie Garner went on to become the CEO of First Bank and Hoyt Scott (along with his family) grew Southern Supreme Fruitcakes from their garage to a 40,000 square foot manufacturing, distribution and retail operation where they attract thousands of tourists each year and ship their products globally. Play Not your typical Fruitcake Two big differences set Berta Lou Scott’s fruitcake apart from the rest. Her recipe favors nuts over candied fruit, and her method of slow baking and stirring the dough as it bakes keeps the cakes from becoming dry. In fact, Southern Supreme Fruitcakes will stay fresh and moist without refrigeration for 6 months to a year. This unique baking method has posed a unique set of challenges that the Scott Family has overcome with hard work and ingenuity – something that is on display throughout their manufacturing facility. Thousands of guests tour their kitchen yearly to get a first-hand view of the one-of-a-kind operation which involves a rotating oven that allows trays of dough to move from baking to hand-stirring every 15 minutes until complete. Teams of seasonal workers begin fruitcake production in August and at the height of the Christmas ordering season, they will slowly bake and stir over 3,000 pounds of fruitcake per day. Watch this video to see their kitchen in action > 4 min read

Business Spotlight: White Dogwood Farm & Stables First Bank client White Dogwood Farm & Stables is a full service breeding and boarding facility started by Elizabeth and Chris White. The Whites truly love horses and their boarding facility offers top notch care, quality feed/hay and daily turnout. 3 min read

Business Spotlight: HappyCakes Cupcakery After winning Food Network’s Cupcake Wars, Angela Diaz and her daughter-in-law, Kaylee opened HappyCakes Cupcakery in Morehead City and continue to serve lines of hungry customers while giving back to the community. Learn more about their story. 3 min read

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First Bank Southern Pines Review

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First Bank Cares about the Southern Pines Community

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