Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Scroll to top

Lock It Up: Protect Your Login Info

These days an increasing number of people are online creating accounts for shopping, streaming services, or to stay connected with other people. Of course, with all those accounts on various websites, who wants to create a different username and password every time?

Well, it turns out the extra effort is worth it. Having different logins for your online shopping or subscription accounts can reduce your risk of fraud.

Here’s why: if you use the same username and password across multiple sites and one of them is compromised, access to the other sites is automatically at risk. Fraudsters will then use the stolen credentials on those other sites to see if they can gain access and attempt various forms of fraud or other data mining activity.

Please note: First Bank has several protective measures in place to ensure that your information is secure and that your account is safe from this type of fraud. But your other online accounts may not be so well guarded.

Here are some tips to help you make each of your log-ins stronger and more secure:

  1. Use different login information. Not surprisingly, this is the best thing you can do to keep fraudsters out of your retail or subscription accounts. This means you will need to resist using your favorite username or password over and over again because it is the easiest to remember.
  2. Create strong/unique usernames and passwords. When using different usernames and passwords, use information that is not easily identifiable, but something you can remember. The more complex, the less likely it is to be guessed.

    One more tip: use numbers, capital letters, and special characters throughout your username or password, not just at the beginning or end.

  3. Enable two-factor/multi-factor authentication where available. By enabling this feature, a user is provided a second form of identification to verify a log in attempt. Think of it as a second layer of protection against potential attackers. This can be as simple as receiving a code via text or email, or clicking a link to confirm a log in from an unfamiliar device.
  4. Keep second factor information confidential. Never give out your second factor code to anyone – even if they say they are from a favorite website, company, or store. For example, First Bank will not ask for a Secure Access Code for our online or mobile banking-ever-when helping you with a question or concern about your account.
  5. Change information directly on the site. If you are ever notified that one of your accounts has been compromised, make sure to change the username and password immediately. If that compromised information was also used for another account, change that information as well.

    Note: if you receive an email that says your login may have been stolen, don’t click on the link in the email! Go directly to the impacted website and change your information there. This helps keep you safe from phishing attempts.

  6. Be cautious. Always protect your login information for any online site. Even if you believe there is no risk, keep this information secure.

For more helpful tips on how to stay safe browsing and shopping online, check out these resources:

Trending Topics

Hassle-Free Savings Account in Asheville, NC

The only thing most people want in a savings account is a safe place to keep their money without being hassled by annoying fees or bothersome requirements. At First Bank in Asheville, North Carolina, you can enjoy the...

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans for the entrepreneur just getting...

Asheville Savings

First Bank in Asheville offers savings accounts for anyone looking to get the most out of their money. Whether you’re under 18 and just starting to learn about saving or saving for your future retirement, First Bank...

Business World Elite Credit Card

Business owners use credit cards to pay for most business expenses. It’s important to have a business credit card that enables you to get the most out of your money. Discover your credit card options at First...

Where to Get Online Payroll Services

If you are wondering where to get online payroll services, consider First Bank. With First Bank’s online payroll services, you can: Reduce expenses associated with paper-based payment systems like printing and...

Mobile Check Deposits from Anywhere

Before mobile phones and tablets, checks had to be cashed in person or by mail. Now, mobile check deposits allows you to deposit your checks from anywhere, so long as your mobile device has Internet or cellular service....

Loan for Small Business – Wilmington, NC

If you live in Wilmington, NC, and are looking for a small business loan, consider First Bank. We were recently rated one of the best in-state banks by Forbes. At First Bank, we are dedicated to providing small business...

How to Get a Home Equity Line of Credit

If you are thinking about taking out a loan to finance a major expense, such as home repairs or college tuition, a home equity line of credit (HELOC) or loan could be a good option. With a home equity line of credit, you...

ACH Positive Pay

If you are a business owner, you should spend your time worrying about growing a successful business, not worrying about fraudulent transactions. That’s where ACH Positive Pay comes in. What is ACH Positive Pay?...

The Best Personal Banking Services for You

Finding the best personal banking services for your financial needs doesn’t need to be difficult. The factors that go into evaluating available options can include convenience, fees, and interest rates. It’s...