Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Money Market Account

The flexibility you need for faster growth.

Higher rates, higher liquidity, greater success.

Our money market account is the right long-term savings plan for growing businesses who need competitive rates of return on investments, while still having easy access to their funds.

Perfect for you if:
  • Your businesses is growing.
  • You need flexible cash flow.
  • You prefer a higher-growth savings strategy.

Account Features

  • 6 withdrawals free per month1
  • Interest-earning account
  • $1,000 minimum required to open account
  • Free digital banking2
  • Free eStatements or paper statements

Account Fees

You can easily avoid the $15 maintenance fee by meeting the following requirement during the statement cycle3:

  • Maintain a $2,500 daily minimum, or
  • Maintain an average collected balance of $5,000 or more
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. Money Market customers can make six (6) free withdrawals per month. For each excessive transaction during a statement cycle, there is a fee of $15. Federal regulations limit withdrawals of preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.
  2. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  3. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Trending Topics

Loan for a Brewery – Asheville NC

Need a Loan for your Brewery in Asheville? Breweries have become a booming business across the state in recent years, particularly in Asheville. In the last eight years, the number…

Mobile Banking – Jacksonville NC

If you’re looking for more flexibility in managing your accounts, First Bank provides mobile banking in Jacksonville, NC. Access your accounts from the comfort of your own home, our free…

Best Small Business Bank – North Carolina

If you're looking for the best small business bank in North Carolina, the search ends with First Bank. First Bank's doors first opened in 1935 to serve farmers and local…

Do You Need Help Financing Your Wedding? First Bank Can Help!

A wedding is a beautiful day filled with love and commitment. Many consider it the biggest day of their lives. It’s a day you’ll spend months planning for and the…

5 Ways to Get the Lowest Mortgage Rates

5 Ways to Get the Lowest Mortgage Rates If you are looking for some of the lowest mortgage rates in North Carolina, South Carolina, or Virginia, First Bank might be…

Best Savings Account for Kids – Wilmington NC

If you live in Wilmington, NC, and you are looking for the best savings account for your kids, visit your local First Bank. We offer a savings account for kids that comes with all sorts of…

Get the Best Checking Accounts from First Bank in Wilmington, NC

If you are looking for some of the best checking accounts in Wilmington, NC, you are in the right place. With several convenient locations in Wilmington, each offering six types of…

Commercial Mortgage – Wilmington NC

First Bank’s commercial mortgage lenders can put you in the right location for your Wilmington, NC, business to succeed. Our commercial real-estate specialists will offer you more than just a…

Best Business Checking Account – Jacksonville NC

Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with…

Banks With Hassle-Free Checking Accounts

If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has nearly 100 locations throughout North Carolina, South…