Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Business Essentials Checking

The bank account that grows as your business does.
Women’s blouses hanging in small retail store.

Small businesses, prepare for success.

Small businesses are the heart of the Carolinas. That’s why we’ve designed this account: robust digital banking tools, up to 250 free transactions each month, and more. Your success is our success.

Perfect for you if:
  • You own a small or mid-sized business.
  • You want personalized banking service.
  • You’re looking for a flexible account that will support your growth.

Account Features

  • 250 free transactions per month1
  • Up to $10,000 cash or coin/currency deposits at no charge2
  • Free digital banking3
  • Free online bill pay
  • Free 24-hour telephone banking
  • Free eStatements or paper statements

Account Fees

You can easily avoid the $10 maintenance fee by meeting the following requirement during the statement cycle:4

  • Maintain a $1,000 minimum balanceor
  • Maintain an average collected balance of $2,000
Mastercard Business Card with Rewards
Earn points to use towards rewards for every dollar you spend on qualified everyday expenses, like travel, overhead, and insurance.
Start Earning
Business doesn’t sleep. Neither should your bank.
When you own a business, you may need your bank at any time. That’s what First Bank digital banking is for.
Find Out More
  1. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.40 per item for each item in excess of 250 per statement cycle (or month).
  2. A fee of $0.18 per $100 on all additional cash deposits.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep if Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.

Featured Articles

Find New Business Loan Options in Asheboro, NC

If you’re looking for a new business loan in Asheboro, NC, you’ve got options. First Bank offers a wide selection of loans to help business owners succeed in the competitive market. Whether you’re looking for a...

How to Apply for a Small Business Loan in Florence, SC

Every successful business began with an idea. In most cases, that idea was followed by asking the common question of how to apply for a small business loan. In Florence, SC, it’s easy to apply for a small business loan....

Best Local Bank in North Carolina

For a local bank in North Carolina that puts your financial goals first, check out your neighborhood First Bank. Named one of the Best Banks in North Carolina by Forbes, we’re small enough to know you like a neighbor, and...

Where to Get Commercial Mortgage Rates

Location, location, location. The value of location is just as important for commercial success as it is for where to get commercial mortgage rates. The wrong rates can lead your business off the beaten path while...

Bank Accounts for North Carolina Businesses

If you’re running a business, you want to make sure your finances are in good order. First Bank* offers North Carolina businesses the bank accounts and merchant services tools needed for success. Financial Services at...

What is the SBA?

If you have a business plan but are having trouble acquiring a bank loan, consider reaching out to the Small Business Association (SBA). The SBA is a government-affiliated organization that provides small businesses with a...

Compare Savings Accounts – Pinehurst, NC

To find just the right savings account, you must ask yourself what you need. First Bank makes it easy to compare savings accounts in Pinehurst, North Carolina, and has a suitable option for every individual requirement....

Banks That Offer Personal Loans

There are hundreds of banks that offer personal loans, but sometimes choosing a bank that is the right fit you can be difficult. That’s where First Bank comes in. At First Bank, we want to make finding a personal loan as...

Commercial Financing

Finding the right commercial financing is easier said than done. If you’re starting a business or trying to grow, finding the right option can be a tough task. Learn more about different commercial financing options and...

Bank Rewards

What if you had a card that gave you the ability to redeem points for what you want when you want it? How would you feel if those points could be redeemed for travel, experiences, gift cards to restaurants, retail and...