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Platinum Credit Card with Rewards
9 months of an introductory 0% APR* on purchases and balance transfers with no hidden fees.
The card that helps you keep things running.
With our Platinum Rewards Card, you can choose from many ways to be rewarded for every daily qualified dollar you spend.1
Perfect for you if:
- You put regular expenses on a credit card.
- You want to access Mastercard’s exceptional card benefits.
- You’d like to redeem rewards for your purchases.
Card Overview
- Affordable low rates
- Pay on the go using mobile wallet on your smartphone
- Enhanced chip security and contactless payment enabled
- Added fraud protection with customizable text alerts and controls
Card Details
APR for Purchases
0% introductory APR for the first 9 months for new cardholders. After 9 months, a variable 16.90 – 26.90% APR will apply.2
0% introductory APR for the first 9 months for new cardholders. After 9 months, a variable 16.90 – 26.90% APR will apply.2
Annual Fee
$0
$0
Balance Transfer Fee
$0
$0
Mastercard® Benefits
The Platinum Rewards Card comes with Mastercard’s full suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
Credit Card Management
Access and manage your personal credit card through First Bank digital banking so you can seamlessly control your card.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately. Enroll here.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.
Need an easier way to manage your credit card?
Set spending limits, easily dispute unauthorized transactions, and do more with First Bank digital banking.
See The Capabilities
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
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Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
* This offer is for new cardholders only. First Bank credit cards have no Balance Transfer and no Annual Fee.
- See our Terms and Conditions for complete details on our rewards programs. ®2024 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
- See our Disclosure Summary for complete details on rates and fees.