Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Platinum Credit Card with Rewards

Because you deserve a card that works harder for you.
Platinum Rewards Card

The card that helps you keep things running.

With our Platinum Rewards Card, you can choose from many ways to be rewarded for every daily qualified dollar you spend.1

View The Rewards

Perfect for you if:
  • You put regular expenses on a credit card.
  • You want to access Mastercard’s exceptional card benefits.
  • You’d like to redeem rewards for your purchases.

Card Overview

  • Affordable low rates
  • Pay on the go using mobile wallet on your smartphone
  • Enhanced chip security and contactless payment enabled
  • Added fraud protection with customizable text alerts and controls

Card Details

APR for Purchases
0% introductory APR for the first 9 months for new cardholders. After 9 months, a variable 17.40 – 27.40% APR will apply.2
Annual Fee
$0
Balance Transfer Fee
$0
$
Monthly
Yearly
Mastercard® Benefits
The Platinum Rewards Card comes with Mastercard’s full suite of expert services and industry-leading benefits.
Zero Liability
Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility.
EZCardView
Securely monitor your account from anywhere, even your mobile devices, with First Bank’s EZCardView.
24-hour Mastercard Global Service®
Provides 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Identity Theft Alerts
Reduce your risk of identity theft with this service that constantly monitors websites and chat rooms where criminals buy, sell and trade stolen identities. Should we detect any evidence of your information being traded or sold online, you’ll be alerted immediately. Enroll here.
MasterAssist: Travel Assistance
When traveling 50 miles or more from home, you can rely on a host of travel-related assistance services including medical and legal referrals to help during an emergency, or if you do not speak the local language.
Purchase Assurance
Provides coverage for most items you buy with an eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date.
Paying too much for your credit? Find out.
Our Balance Transfer Calculator tells you what you could save if you transferred your credit balance to a First Bank card—for free.
Calculate My Savings
Loans subject to credit approval. See this recent sample Credit Card Agreement for additional information about the general terms on our credit card products.
* This offer is for new cardholders only and expires June 30, 2024. First Bank credit cards have no Balance Transfer and no Annual Fee.
  1. See our Terms and Conditions for complete details on our rewards programs. ®2024 Mastercard. Mastercard, Debit Mastercard, and the Mastercard brand marks are trademarks of Mastercard International Incorporated.
  2. See our Disclosure Summary for complete details on rates and fees.

Trending Topics

First Bank Celebrates Donielle Bacon During Women’s History Month

Donielle Bacon, First Bank’s Area Retail Manager, is driven to overcome the societal and cultural expectations set for an African American woman. Starting out in the hospitality industry, working many years as a wait staff...

Banks With Hassle-Free Checking Accounts

If you’re like most people, you probably want a checking account with all the perks but none of the stress. First Bank has more than 100 locations throughout North Carolina and South Carolina that offer banks with...

High Interest Checking Accounts – North Carolina

A high interest checking account in North Carolina can offer a safe, steady solution for those who want to grow their money without much risk. At First Bank, we have several branches conveniently located across the state...

Hassle Free Checking Account Near Me

At First Bank, we don’t believe in charging unnecessary fees and diminishing your hard earned cash. That’s why we offer five options for hassle-free checking accounts provided you meet some basic monthly requirements....

Mortgage Rates 101: Information You Should Know

Acquiring information about mortgage rates is a vital step in the home buying process. Mortgage rates vary based on several factors, such as the amount and type of your loan and your credit score. To get better mortgage...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...

Your Community Bank – Pinehurst, NC

Part of being your community bank in Pinehurst means offering a variety of services that meet the needs of individual community members. Whether it is assisting an individual with opening a checking account, or helping...

Checking Account Comparison – South Carolina

With over 75 banks located in the state of South Carolina, checking account comparison can be overwhelming. If you live in South Carolina and are looking at opening a checking account, consider stopping in at First Bank....

College Savings Account in Wilmington, NC

Whether you’re a parent looking to put away money for your child’s university tuition or a high school student trying to save some spending money for college, a savings account with First Bank in Wilmington, NC, can help...

Apply for a Personal Loan in Lillington, NC

If you’re looking to apply for a personal loan* in Lillington, NC, stop by the First Bank on South Main Street for competitive loan rates and flexible terms. Our banking experts will help you customize your personal loan...