First Bank is One of the Top Banks in the U.S.A.

When searching for the top banks in the U.S., it is often smarter to work with a small community bank over a national bank. Small banks often have deeper connections to the community and are invested in the success of individuals and businesses.

First Bank* is a community bank that provides a wide range of banking services to people living in North Carolina and South Carolina.

Make First Bank Your Top Choice

Recent data shows that community banking institutions make up 94% of all banks in the United States. This is largely due to the fact that local banks continue to serve an important role for small businesses, agricultural lending and the nation’s overall economic sector.

According to Forbes, “Small banks serve the economy well: they provide reasonably safe places for savings and are a source of essential finance for households and businesses.”

Since opening our first branch in 1935, First Bank has had a longstanding commitment to providing the right solutions for financial success. Today, First Bank has grown into a progressive bank network that serves people throughout North Carolina and South Carolina. More than 80 years after opening, First Bank’s focus remains the same: to be the best community bank in every community we serve and through every delivery channel we offer.

Our Core Values

Becoming one of the top banks in the U.S. does not come without creating a distinct mission, vision and set of core values. At First Bank, the following core values are also what differentiate us in a competitive market:

• Be committed to safety and soundness.
• Provide accurate, prompt, courteous service.
• Make it easy for our associates to deliver the best value to our clients, and easy for our clients to do business with us whenever, wherever, and however they choose.
• Help our clients and associates build and achieve goals.

Our Services

First Bank offers a wide variety of banking services, including:

• Personal checking and savings accounts
• Personal loans and credit 
• Business checking and savings accounts
• Business loans and credit
• Mortgages
• Digital banking

Find a First Bank Near You

With over 100 locations across NC and SC finding a First Bank near you is simple. Visit our Location Finder and type in your city and state or zip code. Or, you can contact our Customer Service Center by phone or email. We look forward to showing you why we are one of the top banks in the United States.

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Insurance products are underwritten by non-affiliated insurance companies. Insurance products offered are:

Not FDIC Insured	Not Bank Insured	May Lose Value
Not Insured by any Federal Government Agency		Not a Bank Deposit

Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and FB Wealth Management, a division of First Bank, are not affiliated. We do not provide tax advice. Consult your tax advisor. Investment and Insurance Products are:

Not Guaranteed by the Bank	Not FDIC Insured	Not a Deposit
Not Insured by Any Federal Government Agency		May Lose Value including Loss of Principal

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Sources:

North Carolina in the Global Economy: http://www.ncglobaleconomy.com/banks/overview.shtml

Forbes: http://www.forbes.com/sites/francescoppola/2013/12/10/big-banks-versus-small-banks-size-doesnt-matter/#6773cc041d86