Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Best Banking Rates and Services: First Bank, NC

Personal Finances 2 min read

Ready to talk to an expert?

There are many factors to consider when assessing a checking account comparison. You’ll want to weigh interest rates, maintenance fees, ATM options, online features and more. First Bank has nearly 100 locations across North Carolina to house your money under a variety of checking options. Use the chart below to compare three of First Bank’s personal checking accounts.

Compare Checking Accounts at our First Bank Locations

Everywhere Checking

  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements

Learn More

Everywhere Plus

  • Interest at a minimal balance requirement
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements

Learn More

Everywhere Premium

  • No First Bank fees on out-of-network ATM withdrawals
  • Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle
  • Interest at a minimal balance requirement
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements

Learn More

Learn More at First Bank

As you can see, there’s something for everyone at First Bank. We even have accounts catered specifically for college students and senior citizens along with a wide selection of business checking accounts.

Learn more about First Bank’s accounts and perform your own checking account comparison to find the one that’s right for you. Come by your local branch today.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

———

Sources:

Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186

Investopedia: http://www.investopedia.com/terms/m/minimum-balance.asp

Ready to talk to an expert?

Share:
First Bank’s Good To Know Logo
Sign up for our newsletter and be the first to know about new tips, insights, and products from First Bank.
First Bank may use this email address to contact you about products, services, and promotions.

You may be interested in...

Personal Loan Rates in South Carolina If you live in South Carolina and are looking for competitive personal loan rates,* visit a local First Bank for highly competitive rates and flexible terms. We’re dedicated to serving our customers and providing a variety of loan options—from personal lines of credit to home equity lines of credit. Our loan experts will help determine which option is best for you. Personal Loans from First Bank Personal loans can be helpful when you have a medical emergency, home expenses, or other unexpected costs. Take a look at the personal loan options offered by First Bank: Personal Line of Credit—This personal loan grants you with instant borrowing power. Ready Reserve: Overdraft Protection—To avoid accidental account overdrafts, think about getting overdraft protection. First Bank will automatically transfer funds into your First Bank checking account from your overdraft line of credit to prevent costly fees. If you need a larger loan for bigger purchases, think about applying for a home equity line of credit. A First Bank home equity line of credit (HELOC) offers low interest rates and flexibility in funding larger expenses like debt consolidation, college tuition, medical bills, and other costs. Tips to Consider Before Getting a Personal Loan Before applying for a personal loan, consider these tips to get the best interest rate: Compare Your Options—Consider whether a personal loan would be cheaper than a low-interest credit card. The experts at First Bank can help you compare these options and determine which you could pay back faster. Find a Cosigner—If you have a low credit score, a cosigner with a high credit score could help you qualify and get you better rates. Consider a Secured Loan—Secured loans, also known as collateral loans, allow you to pledge the title to one of your assets, like a car or home, in return for a larger loan. Pay Off Credit Cards—Any balance you have on a credit card could count against you when applying for a loan. Visit Your Local First Bank Today Visit one of our fifteen South Carolina First Bank locations to start an application. ——— Sources: Bank Rate: http://www.bankrate.com/finance/topic/heloc.aspx *Loans subject to credit approval. 2 min read
What Is a Child Savings Account? “What is a child savings account?” In a child savings account, you can deposit spare change, birthday money and other loose funds to accrue some interest throughout their childhood. This teaches children the lesson of “a penny saved, is a penny earned.” Read on to learn more about a child savings account and how you can set one up with First Bank. What Is a Child Savings Account? A gateway to education. Research suggests that a child savings account greatly increases the odds that a child from lower to middle income will attend—and even graduate—from college. The research, conducted by Prosperity Now in Washington, DC, shows that children with savings accounts are more likely to start planning for college early and consider themselves college bound. A pathway to financial independence. Additional research conducted by the University of Kansas finds that children with savings accounts are four times more likely to invest in the stock market in adulthood. So, while the return on a child savings account might seem minimal on the surface, the benefits can pay big dividends in the long run. A child savings account is a great way to teach your son or daughter financial literacy and responsibility. Open a Child Savings Account with First Bank With just a $10 initial deposit, customers under the age of 18 can open a MyFirst Savings account and get started on a lesson with a lifelong payoff. A MyFirst Savings account comes with no monthly maintenance charge and no minimum balance needed. Interest is earned as long as certain requirements are met. Our account also comes with eStatements or paper statements, online and mobile banking* and two withdrawals per month free of First Bank fees. Learn more about our child savings account and guide your child to a brighter future with First Bank. *While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. 2. Withdrawal fee of $2 each after the first two during the month. Federal regulations limit withdrawals of preauthorized transfers to two (2) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. ——— Prosperity Now: https://prosperitynow.org/blog/empirical-evidence-support-childrens-savings-accounts 2 min read
First Bank logo
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.