Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

Conventional Loans

Apply Online
Round corner table and chair in sunlight of window
Shadow behind iPad First Bank mortgage calculator on an iPad
What mortgage can you afford?
Decide if you should rent or buy, check your mortgage payment, or determine refinance savings with our mortgage calculators.
Start Calculating
Ipad with tutorial on screen and house key
Buying A Home
Start the home buying process off on the right foot with our free online tutorial.
Make Your Move
Work with a local mortgage specialist

You may be interested in…

a young couple and their dog on the couch.
[First Bank Webinar] Homebuyer Happy Hour March 2025

Event Details: Date: Thursday, March 13, 2025 Time: 6:30 pm to 7:30 pm Location: Zoom Webinar (link provided upon registration) What to Expect: Our…

2 min read
a young couple and their dog on the couch.
Q&As for Prospective Homebuyers

Thank you to our Homebuyer Happy Hour Moderators: Jarrod Burcham Mortgage Loan Originator | NMLS 1900830 951-795-0467 jburcham@localfirstbank.com…

5 min read
Shot of an attractive young couple moving house
[First Bank Webinar] Homebuyer Happy Hour

Event Details: Date: Thursday, January 16, 2025 Time: 6:30 pm to 7:30 pm Location: Zoom Webinar (link provided upon registration) What to Expect:…

2 min read
Image
Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit…

5 min read

1Adjustable interest rates and payments are subject to increase after the initial fixed-rate period (60 months for a 5/6 ARM, 7 years for a 7/6 ARM and 10 years for a 10/6 ARM).

Featured Articles

6 Things To Know When Buying a Second Home

Essential tips for second home buyers whether you plan to keep it as a vacation spot or as rental income.

Mortgage Basics 101

Understanding mortgages can be difficult, which is why we’ve put together some information to guide you through the mortgage basics. You don’t need an advanced degree in economics to understand the financing of your home....

4 Reasons to Consider an Energy-Efficient Home

If you’re buying, building, or remodeling a home, here are 5 reasons to consider putting energy-efficient features high on your priority list.

Tips for Buying a Mountain Home

From the Smoky Mountains to the Uwharries, it’s hard to find anyone in our area who hasn’t vacationed in a mountain home with friends or family at least once. Living near the beautiful Appalachians, who could blame them?...

Am I Ready to Buy My First Home?

Undoubtedly, one of the most significant financial milestones in life is the purchase of your first home. And there are many benefits to homeownership.

Conventional Mortgage Loans

Applying for a home loan can be a strenuous process, especially if you’re unsure which type of loan is the best fit for your financial situation. Before you apply, it is important to understand the two types of loans...

Current 30 Year Mortgage Rates – South Carolina

If you’re looking for current mortgage rates in SC, it’s a great time to buy! In a recent survey conducted by GoBankingRates, the state ranked 27th in the nation for the lowest average home mortgage. The study combined...

Scoping Out the Neighborhood

As readers of First Bank’s free e-book Secrets Every Homebuyer Should Know have already discovered, it’s critical to research a potential neighborhood when buying a home. Here are some key considerations to help you make...

5 Mortgage Tips to Help You Get the Best Deal

Applying for a home loan can be a confusing and sometimes frustrating experience for prospective home buyers, but it doesn’t have to be. By keeping these mortgage tips in mind, you can make the home-buying process easier...

Hurricane Helene Recovery: Financial Assistance Options

1. U.S. Small Business Administration (SBA) Disaster Loans The SBA offers a range of disaster loans to individuals, businesses, and nonprofit organizations to cover losses not covered by insurance or FEMA. These loans help...
First Bank logo
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website are the most popular and useful.