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Best Bank for Checking Accounts – Jacksonville, NC

Personal Finances 4 min read

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If you’re looking for the best bank for checking accounts in Jacksonville, NC, it might look a lot like the First Bank’s located on New Bridge Street and Western Blvd.

Behind the diversity, convenience and flexibility of our accounts, First Bank strives to be the best bank for checking accounts in Jacksonville, NC and beyond.

First Bank of North Carolina Offers Diverse Checking Account Options

  • Selection. First Bank has five types of personal checking and four levels of business checking accounts to provide something for everyone.
  • Interest-earning accounts. We have two checking accounts that will garner interest on a minimal balance.
  • Demographically-catered accounts. College students under the age of 25 and senior citizens over 55 will find special checking accounts structured specifically for their needs.
  • Ability to avoid monthly fees. All of our checking accounts can be maintained free of any monthly maintenance fees by meeting requirements such as a minimum balance, an average collected balance or making direct deposits.
  • Online capabilities. Access your funds 24 hours a day, seven days a week from any location to make deposits, transfers or purchases from a home computer, laptop, tablet or even a mobile phone. Set up bills to be paid automatically up to a year in advance.
  • Debit card benefits.Our Campus Checking account allows for eight out-of-network transactions per month with no First Bank fees, while Everywhere Premium gives you the freedom of unlimited such transactions with no First Bank charges.
  • Great communication. Free monthly paper or electronic statements showing up to 28 months worth of account activity. Receive free alert notifications via phone call, text message or email to stay in the know about your account activity.

Best Bank For Checking Account - Jacksonville, NC

Business Open Checking Account | Jacksonville, NC

Business owners looking for the best bank for a checking account in Jacksonville, NC can find everything they need at First Bank. Choose from one of our five business checking accounts:

The best business checking accounts in Jacksonville, NC don’t come without perks. Business Essentials, Business Interest, and Business Advantage all come complete with online and mobile banking, online bill pay, 24-hour telephone banking, account alerts via phone, text or email and paper or electronic statements. With an eligible First Bank credit card you gain access to a free rewards program.*

First Bank has two locations in Jacksonville, NC, on New Bridge Street and Western Blvd, each with one of the best stress-free checking accounts you’ll find.

Get a closer peek at what the best bank for checking accounts in Jacksonville, NC, looks like.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.

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Source:

WalletHub: http://wallethub.com/best-business-bank-accounts/

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Earn More with Interest-Bearing Checking Accounts An interest-bearing checking account offers the interest accumulation of savings accounts with the withdrawal and check-writing ease of checking accounts. This best-of-both-worlds combination allows bank customers to accrue some interest on their balance while only needing to meet some minimum requirements. First Bank’s Interest-Bearing Checking Accounts The money in your checking account is yours and earning interest on it matters. At First Bank, we offer three types of checking accounts (two personal and one business) that accrue interest when the minimum balance is maintained. Each is uniquely designed to meet the needs of our many different customers. Interest-Bearing Personal Checking Accounts Everywhere Plus. Our Everywhere Plus account comes with free online and mobile banking, free online bill pay, and free paper or electronic statements. Everywhere Plus customers also have a credit card rewards program for eligible card. Everywhere Premium. The Everywhere Premium account includes all the basics of the Everywhere Plus level while also granting unlimited out-of-network ATM transactions with no First Bank fees, free member checks or 50% off other check designs, and four free official checks per statement cycle. Interest-Bearing Checking Account for Businesses With our Business Interest account, business owners enjoy: 250 free transactions per month Cash or coin deposits of up to $10,000 every month at no charge Rewards benefits with an eligible credit card Free 24-hour telephone banking Online and mobile banking Contact your local branch and get started with an interest-bearing checking account today. Is an Interest-Bearing Account Right for Me? According to the Las Vegas Review-Journal, interest-earning checking accounts are typically good for people who: Carry large account balances Spend less than they earn Keep a stockpile of cash or funds Are retired and want a higher-interest product than most of today’s investment accounts Pay attention to their finances and can meet the criteria needed to open an interest-earning checking account For a related article, visit: High Interest Checking Accounts – North Carolina While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. The First Bank Digital Banking Apps are available for select mobile and tablet devices. There is no charge from First Bank, but message and data rates may apply. Must enroll in First Bank Online Banking and download the First 3 min read
Best Business Checking Account – Jacksonville NC Running the best business in Jacksonville, North Carolina starts with having the best business checking account in Jacksonville, NC. And, opening the best business checking account in Jacksonville starts with a trip to one of our First Bank locations in Jacksonville. First Bank actually offers not just one, but five, of the best business checking accounts in town. Here’s a breakdown of them all: Business Essentials Perfect for small businesses, this account was named one of 2019’s “Best Bank Accounts for Small Businesses – Rewards” by Wallet Hub. Business Interest Accumulate interest on your earnings to get more bang for your buck. Business Advantage Make up to 500 transactions and $25,000 per month and up to $25,000 of cash deposits each month* Community Checking Best for small nonprofits and community organizations, this account is flexible and has minimal requirements. Commercial Analysis A more customized account for large businesses with big needs. Earn credits to offset fees and gain comprehensive treasury management services. Simply the Best The best business checking accounts in Jacksonville, NC don’t come without perks. Business Essentials, Business Interest, Business Advantage and Business Advantage Plus all come complete with online and mobile banking, online bill pay, 24-hour telephone banking, account alerts via phone, text or email and paper or electronic statements. First Bank’s business services don’t end with checking accounts either. We offer business savings accounts, loans, commercial mortgages, merchant services, business insurance and more. Use our business account comparison chart to find the appropriate account or stop by your nearest Jacksonville First Bank today. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. There is a fee of $0.35 per item for each item in excess of 250 per statement cycle (or month).  A fee of $0.15 per $100 on all additional cash deposits. ——— Sources: Wallethub: http://wallethub.com/best-business-bank-accounts/ Investopedia: http://www.investopedia.com/terms/i/interest.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 2 min read