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First Bank in Asheville, NC: Serving the Local Community

If you live in the greater Asheville, NC, area and are searching for a nearby bank that meets your needs, look no further than First Bank¹.

From Biltmore Village to Downtown Asheville to Historic Montford, we serve the Asheville community by providing banking solutions that take you a step closer to achieving your dreams. As an organization that’s driven by service over sales, you will find that our team of local banking experts has your best interest in mind and is here to help.

Whether you are seeking to open a checking account for your teen or provide your new company with the right savings account, our personal and business banking services include something for you.

To be part of a community bank that puts you first, contact us or visit your nearest First Bank of Asheville location. Meet our team and find the right combination of banking solutions to set you up for financial success.

History of First Bank in Asheville

First Bank has served the state of North Carolina since 1935. We are a First Bancorp company and headquartered in Southern Pines, NC. When first established, First Bank was known for helping local farmers and businesses manage and optimize their finances. We still have that same dedication to helping our local community members throughout North Carolina and South Carolina.

In 2011, First Bank acquired Bank of Asheville, which brought our banking solutions to Western North Carolina.

As the largest community bank in North Carolina, First Bank makes it our mission to be the best bank in every community we serve and through every delivery channel we offer. Our commitment to the Asheville community is no exception. Our organization works to support Asheville citizens and business owners to change Buncombe County for the better.

The Merger of First Bank and Asheville Savings Bank

In May 2017, First Bank and Asheville Savings Bank announced their merger agreement, in which Asheville Savings Bank would be transitioned to First Bank. Asheville Savings Bank served the local community since 1936 through 13 locations throughout Western North Carolina. This transaction expanded the offerings of Asheville Savings Bank and solidified First Bank as one of the largest community banks in the region.

bank building

Banking Services Available to Our Asheville Customers

As a customer of First Bank, you receive the personal attention and care that you deserve. Our team will know you like a neighbor and provide local customer support, while still offering all the products that are available at a large bank. You will have access to everything you need without having to leave Asheville.

Each of our Asheville branches offers a variety of banking solutions, from checking accounts to business loans to mortgages.² Learn more about each of our services below.

Personal Banking

Our knowledgeable Asheville staff listens to your goals and helps you find ways to achieve them using our personal banking services. First Bank offers checking and savings accounts with benefits like free mobile banking³ and our One Rewards Program.⁶ As we look to serve every member of the community, we have special account offerings for those under 18, college students, and senior citizens.

If you want a product that steers you toward future financial success, ask us about our high yield and long-term savings accounts, including money market savings accounts, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs). We have account options that fit your needs at every stage of life.

In addition, our loan and credit services include customized personal loans, auto loans, home equity lines of credit, credit cards, and more.²

As you organize your personal finances, look to our team for support. We’re here to help.

Business Banking

From breweries to restaurants to small businesses, there are plenty of opportunities for business owners in Asheville. In fact, Forbes names Asheville one of the best places to start a business or career. Whether you are looking to get your business off the ground or want to switch business banks, First Bank has services for large and small businesses alike.

Here are just a few of our business banking offerings:

Let the team at First Bank come alongside of your local business and make it a success.

Digital Banking

Much of today’s banking happens online. Research shows that over 155 million Americans use digital banking, and that number is expected to rise. First Bank provides an easy, convenient digital banking experience that’s accessible through your smartphone, tablet, or personal computer.

With digital banking, you can do things from your device that would normally require visiting a branch or ATM, such as:

  • Depositing a check
  • Transferring funds between account
  • Checking your balances
  • Paying your bills
  • Receiving bank statements
  • Using text messaging to transfer money³

These digital banking services are available to both our personal and business banking customers. Personal banking customers can also enjoy our Cent™ service through our app to send money to friends, organizations, and more.

Do you already have a First Bank account or want to enroll? Sign up now or enter your username and password here for online banking access.


Do you love being close to the excitement of Downtown Asheville or a short drive away from a trail on the Blue Ridge Mountains? Owning a home in the Asheville area may be for you. U.S. News & World Report ranks Asheville as the 24th best place to live in the United States. Whether you’re a first-time homebuyer or have been through the process several times, First Bank makes the experience as easy as possible.

Our banking and mortgage experts can sit down with you and find a way to make owning your dream Asheville property a reality. Our expertise and banking solutions are also available for homebuilders and those who want to refinance their home.

First Bank provides several types of mortgages², including:

  • Conventional loans
  • Construction-to-permanent loans
  • Government loans
  • Jumbo loans
  • Professional loans

As you consider your goals and research your options, you may find our online mortgage calculators to be handy tools. Use our calculators to determine what you can afford, see if you should refinance your loan, compare renting and buying, and more. Don’t hesitate to come to us with your questions.


Having insurance is a great way to protect your family, home, possessions, and business. Understanding the options and what you need isn’t always straightforward. Through First Bank Insurance Services, we offer both personal and business insurance products⁴, including:

  • Personal
    • Home & Auto, including renters insurance, flood insurance, insurance for valuable items, and more
    • Life & Health Insurance, including life, disability, mortgage protection, and long-term care
  • Business
    • Commercial insurance, such as general liability, builders risk, commercial automobile, and more
    • Employee benefits, such as retirement plans, health, life, and dental insurance, deferred compensation, and more

When you talk to our First Bank Insurance Services team, they can walk you through our services and find the right one for you, your family, or your business. Our goal is to provide you with answers so you can leave our office with financial protection and peace of mind.

Wealth Management

Strategically planning how you’re saving and spending your current funds is a great way to create future stability and success. The FB Wealth Management Team and Infinex can help map out a way to make the most out of your finances. That way, you can rest assured that you and your family are taken care of now and down the road.

Come to one of our Asheville branches to talk to our local experts from FB Wealth Management about any of our services, including:⁵

  • Personal or business retirement plans
  • Asset management services
  • Key person insurance
  • Trust and estate services
  • 401K, IRA, and IRA rollovers
  • Mutual funds, stocks, and bonds

When you partner with us, we ask questions to understand your personal goals and suggest solutions that meet your needs and help you enjoy your life in the Asheville area.

For more resources and information on wealth management, please visit our online Financial Answers Center.

First Bank Locations in Asheville

Do you have questions about our services or want to open an account? Our team would love to help. We do everything we can to make you feel welcome from the moment you walk through the door.

To address any of your banking needs or meet with a knowledgeable, local banking expert, visit any of these conveniently located Asheville First Bank branches today.

Asheville Downtown
11 Church St.
Asheville, NC 28801
Phone: 828‑250‑8430
Asheville East
10 South Tunnel Rd.
Asheville, NC 28805
Phone: 828‑298‑8193
Asheville North
778 Merrimon Ave.
Asheville, NC 28804
Phone: 828‑253‑5402
Asheville South
1879 Hendersonville Rd.
Asheville, NC 28803
Phone: 828‑687‑0774
Asheville West
1012 Patton Ave.
Asheville, NC 28806
Phone: 828‑254‑1778
Asheville Reynolds
5 Olde Eastwood Village Blvd.
Asheville, NC 28803
Phone: 828‑298‑8711

All First Bank Asheville branches are open Monday through Thursday from 9am to 5pm and Friday from 9am to 6pm.

We also have branches just outside of Asheville and throughout Western North Carolina in the following cities:

We’re Here to Help: Join First Bank of Asheville Today

At First Bank, we understand the importance of your finances and how they affect you, your family, and your lifelong goals—whether that’s financial independence, a new home, or security for the future. We are here to provide guidance and banking solutions to match.

If you’re ready to get started, open an account in person at one of Asheville branches and meet our team. We want to get to know you, so we can provide the most personalized service available. Stop by a branch near you today.

You can also contact us by filling out the online form on the right or calling our Customer Service Center at 1-866-792-4357.



Citizen Times:

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U.S. News & World Report:

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¹Member FDIC

²Loans subject to credit approval. Equal Housing Lender. NMLS #474504.

³While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

⁴Our insurance products are underwritten by non-affiliated insurance companies. Insurance products offered are not FDIC insured, not bank insured, may lose value, not insured by any Federal Government Agency, and not a bank deposit.

⁵Securities and insurance products are offered through INFINEX INVESTMENTS INC., Member FINRA/SIPC. INFINEX INVESTMENTS INC. and FB Wealth Management, a division of First Bank, are affiliated entities. Investment and insurance products are not bank deposits, not FDIC-insured, have no bank guarantee, not insured by any Federal Government Agency, and may go down in value.

⁶Requires free enrollment in each program. Rewards are based upon qualifying purchases as defined in the terms of each program. Click for additional information.

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