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Personal Debit Card with Rewards

credit or debit card

Your personal First Bank debit card earns free rewards when you enroll.

Use your personal First Bank debit card at millions of locations worldwide and thousands of ATMs across the country, and build your rewards points automatically with everyday and monthly purchases! Online Banking makes it easy to view and track your debit card purchases any time.


The benefits of a personal debit card with rewards

Card Benefits

Earn rewards from everyday and monthly purchases

With our debit card with rewards you can earn 1 point for every $3 spent on qualified purchases. Calculate your points using your monthly purchases with our rewards calculator in the tab above.

Security Benefits

Zero liability

Pay only for purchases which you have authorized on your MasterCard®. Unauthorized purchases are not your responsibility.

MasterCard SecureCode

Protect yourself from fraudulent use of you card information online when you register your card with MasterCard SecureCode™.

Convenience Benefits

Worldwide acceptance

Use your card anywhere you see the MasterCard® symbol displayed.

Free nationwide ATM network

Enjoy free nationwide ATM access at First Bank, CashPoints® and MoneyPass® terminals.1

MasterCard Global Service®

Wherever you travel worldwide, you can always count on MasterCard Global Service® for any card-related need. With 24-hour, 365 days a year service, Global Service can connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards
  • Emergency cash advances
  • Locate an ATM that accepts MasterCard®
  • Access account-related information
  • Access any applicable card benefits

Shopping Benefits

Price protection

Should you find a lower price for a new item using your eligible MasterCard®, you may be reimbursed for the price difference. Call MasterCard® at 1-800-622-7747 for more information about available coverage.

Extended warranty

Doubles the original manufacturer’s or store brand warranty for up to one year when you pay with your eligible MasterCard®.

1. Free ATM network includes First Bank, CashPoints® and MoneyPass® terminals. Out of network terminal owners may charge a service fee.

See our Terms and Conditions for complete details on our MasterCard® programs.
Rewards Calculator

Using your First Bank MasterCard® for everyday and monthly purchases can lead to big rewards!

Fill in your monthly purchases and see how quickly your points grow:
How do you earn rewards?
Cell Phone
TV & Internet
Restaurants & Entertainment
Daycare & Tuition
Gym & Club Memberships
More CategoriesFewer Categories
Your calculated points earnings:

There are five exciting ways to redeem points earned – travel, merchandise, supporting local businesses, gift cards and cash back. Explore how One Rewards can reward you.

Rewards Catalog