Using ACH Positive Pay
Automatically detect fraud with a tool that identifies unauthorized transactions before final payment, so you can feel secure about money coming out of your accounts.
Step 1:
Log in to online banking.
When you enrolled in First Bank digital banking, you created a Login ID and Password. Enter that information in the corresponding screens and then click the “Log In” button. Next, you will be asked to enter your password, then click “Continue.”
Step 2:
Navigate to Positive Pay.
From the menu on the left, select “Commercial” and click on “Positive Pay” from the dropdown list.
Click on the “Exceptions” tab at the top.
Click into the box under Accounts and click on the account you want to decision an exception on.
Step 3:
Make a decision.
Under the Status box, select “Decision Needed” to see the transactions that need your input. Click on a specific transaction to view its details.
You must decide to either pay or return the exception.
Step 4:
Pay an exception.
Once you’ve verified the details are correct, to proceed with the payment, click “Pay.”
Click “Submit Decisions” to finalize.
Step 5:
Make an ACH rule.
If you want to add a rule going forward, click on “Add ACH Rule.”
Enter the parameters for the new rule, including the description, SEC code, transaction type, and maximum amount.
Click “Save” and then “Submit Decisions” to finalize.
Step 6:
Return an exception.
If the transaction details do not look correct, click “Return.”
For returned exceptions, choose a reason from the list provided.
Click “Submit Decisions” to finalize.
Have questions or unsure where to start?
Contact your Treasury Services rep, or one of our support teams below, for help or to schedule personalized demos.
