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Compare Savings Accounts
Which savings account is right for you?
Compare features of all our savings accounts to find the right fit. Whether you want simple features or a high yield on your investment, you’ll find an account that works.
WAYS TO KEEP IT FEE FREE ™
| Savings Account | Everywhere Savings | MyFirst Savings | Money Market | CDs | IRAs |
|---|---|---|---|---|---|
| Minimum Daily Balance Required | $300 | n/a | $2,500 | $1,000 | $100 |
| Average Balance Required | n/a | n/a | $5,000 | n/a | n/a |
|
Monthly Maintenance Fee1
(if unable to meet one of the above criteria) |
$4 | Free | $15 | n/a | n/a |
| Minimum Amount to Open | $50 | $10 | $1,000 | $1,000 | $100 |
| Minimum number of free withdrawls per month | 2 2 | 2 2 | unlimited | n/a | n/a |
| Minimum balance tier(s) to earn interest | >$0 | >$0 | >$0 | $1,000 | $100 |
| Additional Benefits |
24-hour telephone banking Free digital banking Free mobile banking3 |
For customers under 18 Converts to Everywhere Savings at age 18 Free coloring book to get your new savers off on the right foot
24-hour telephone banking
Free digital banking Free mobile banking3 |
24-hour telephone banking Free digital banking Free mobile banking3 |
Fixed, guaranteed interest rates Low-risk savings Excellent returns over the long term4 |
Variety of options including Traditional, Roth and SEP IRAs5 |
Explore the digital tools included with every account
Mobile Wallet
Take your bank with you.
Mobile App
Access your accounts, pay bills and more – all from your phone.
Zelle®
Send money to friends, family and others you trust.
MyMoney
Your personal financial tool for budgeting, saving and more.
Mobile Check Deposit
Snap a picture, deposit a check.
Text Banking
Check balances, transfer money and get transaction histories via text.
External Transfers
Move money without your checkbook.
eStatements
Go green and skip the printed statement.
Account Alerts
Get customizable alerts via text, email or both.
- Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
- Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.
- Distributions from IRAs before age 59 1/2 may be subject to an IRS early withdrawal penalty. Please consult your tax advisor or accountant with any tax‑related decisions.