Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9

Important Information: We’re here to help, click here for important information on our coronavirus response.

Back
Scroll to top

Compare Checking Accounts

Which checking account is right for you?
Compare features of all our business checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Business Essentials Checking Business Interest Checking Business Advantage Checking Community Checking Commercial Analysis
Minimum Daily Balance Required $1,000 $2,000 $3,000 $0 An earnings credit may allow you to offset service fees with a monthly credit based on your account balance

Ask for additional details

See the potential fees

Average Balance Required $2,000 $4,000 $6,000 n/a
Combined Relationship n/a n/a $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$10 $15 $25 $0 n/a
Transactions 250 free, $0.40 for each additional item3 250 free, $0.40 for each additional item3 500 free, $0.40 for each additional item3 50 free, $0.40 for each additional item3 n/a
Interest Paid No Yes No No No
Additional Benefits Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Earn interest on your account balance

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Up to $25,000 cash or coin deposited fee free5

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Free basic online banking

Bill pay services

Seamless digital banking from desktop to mobile4

Up to $2,000 cash deposited free5.

Earn valuable rewards on your business debit card when you enroll

Custom programs for large business needs

Earn credits to offset fees

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
  2. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  3. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.
  4. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  5. Nominal fee of $0.18 per $100 of all excess deposits.

Trending Topics

Workers’ Compensation Insurance 101

If you’re starting a business and are unsure of the purpose of workers’ compensation insurance or how to acquire it, then you’ve come to the right place. This kind of state-mandated insurance covers “medical and...

First Bank Credit Card

There are many benefits to having First Bank Credit. Is there a purchase right now like an important doctor bill or car repair that you could afford in a few weeks? Maybe you don’t feel comfortable putting down a large...

Get Maximum Flexibility With a Small Business Credit Card

Many small business owners often find themselves managing their business operations, financials, customer service and more. First Bank wants to lessen your workload with a small business credit card to streamline your...

Commercial Loan Payment Calculator

Are you interested in obtaining a commercial mortgage? A commercial loan calculator* can help determine your monthly payments. This is important because purchasing a location for your business is significant and requires a...

What You Need to Open a Business Banking Account

Once you’ve started a business, the money is going to be coming in. You will need a business banking account to keep finances in order and manage cash flow. But, before you head down to your local First Bank,* grab these...

FHA Loans 101: 3 Major Requirements

If you have a strong understanding of the FHA loan requirements, you’ll experience a quicker and smoother loan application process. FHA loans provide homebuyers of all income levels the opportunity to purchase a home with...

Mobile Merchant Services in Asheboro, NC

Asheboro, North Carolina, is located in the heart of the state, making it a great place to start and grow a business. Part of growing a successful business is offering your customers convenient ways to pay and managing...

Best Savings Account for Kids – Wilmington NC

If you live in Wilmington, NC, and you are looking for the best savings account for your kids, visit your local First Bank. We offer a savings account for kids that comes with all sorts of awesome features like free online...

Checking Account Comparison – South Carolina

With over 75 banks located in the state of South Carolina, checking account comparison can be overwhelming. If you live in South Carolina and are looking at opening a checking account, consider stopping in at First Bank....

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank debit or credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your First Bank Debit, Platinum or World Business...