Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Compare Checking Accounts

Which checking account is right for you?
Compare features of all our business checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Business Essentials Checking Business Interest Checking Business Advantage Checking Community Checking Commercial Analysis
Minimum Daily Balance Required $1,000 $2,000 $3,000 $0 An earnings credit may allow you to offset service fees with a monthly credit based on your account balance

Ask for additional details

See the potential fees

Average Balance Required $2,000 $4,000 $6,000 n/a
Combined Relationship n/a n/a $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$10 $15 $25 $0 n/a
Transactions 250 free, $0.40 for each additional item3 250 free, $0.40 for each additional item3 500 free, $0.40 for each additional item3 50 free, $0.40 for each additional item3 n/a
Interest Paid No Yes No No No
Additional Benefits Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Earn interest on your account balance

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Up to $25,000 cash or coin deposited fee free5

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Free basic online banking

Bill pay services

Seamless digital banking from desktop to mobile4

Up to $2,000 cash deposited free5.

Earn valuable rewards on your business debit card when you enroll

Custom programs for large business needs

Earn credits to offset fees

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
  2. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  3. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.
  4. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  5. Nominal fee of $0.18 per $100 of all excess deposits.

Trending Topics

Compare Checking Accounts at North Carolina Banks

You’re likely already aware of the importance of performing a checking account comparison before making a final decision. It can be difficult to navigate the many options and select the…

List of Banks Headquartered in North Carolina

The fact that North Carolina is home to a large number of banks might surprise you. Over the years, the Tar Heel state has become a hub for banking, but…

6 Steps to Starting a Small Business in North Carolina

First, you had an idea for a small business. Now, you want to set that idea in motion. If you are looking to start a small business in North Carolina,…

Where To Get 20 Year Mortgage Rates

When you’re ready to buy a house, it’s easy to get caught up in all of the excitement of shopping and forget about the financial part. Once you’ve found the…

Best Savings Account Rates – Wilmington, NC

From the historic mile-long Riverwalk to the miles of pristine beaches, Wilmington, NC, has many things to offer. You may be planning to attend college, buy a house, or even…

What Are 15 Year Mortgage Rates?

What are 15-year mortgage rates? It seems like a long time doesn’t it? But when you really think about it, 15 years is nothing. Think of all the things you’ve…

Find Small Business Loans in South Carolina

It can be hard finding the right small business loans in South Carolina, especially when you're looking for a new bank. At First Bank, we're have six convenient locations across South…

High Interest Checking Accounts In Albemarle, NC

It was not far from Albemarle, NC where in 1799 the 17-pound hunk of gold was found that sparked America’s first gold rush. While you may not strike it rich…

Banks Near Me

When you are trying to find banks near you, there are many options. With so many choices, it can be hard to be sure you’re choosing the right bank for…

Small Business Loans for Women in South Carolina

First Bank in South Carolina is dedicated to helping women entrepreneurs get their businesses up and running. That is why we offer a variety of small business loans with competitive…