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Compare Checking Accounts

Which checking account is right for you?
Compare features of all our business checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Business Essentials Business Interest Business Advantage Business Elite Community Checking Commercial Analysis
Minimum Daily Balance Required $1,000 $2,000 $3,000 Have at least one or more of the following Treasure Services products:
  • • Merchant Services
  • • Autobooks
  • • Direct Deposit Payroll Services
$0 An earnings credit may allow you to offset service fees with a monthly credit based on your account balance

Ask for additional details
Average Balance Required $2,000 $4,000 $6,000 n/a
Combined Relationship n/a n/a $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$10 $15 $25 $25 $0 n/a
Transactions 250 free, $0.40 for each additional item3 250 free, $0.40 for each additional item3 500 free, $0.40 for each additional item3 500 free, $0.40 for each additional item3 50 free, $0.40 for each additional item3 n/a
Interest Paid No Yes No No No No
Additional Benefits Seamless digital banking from desktop to mobile4

Bill pay services

Get benefits and earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Earn interest on your account balance

Seamless digital banking from desktop to mobile4

Bill pay services

Get benefits and earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Up to $25,000 cash or coin deposited fee free5

Seamless digital banking from desktop to mobile4

Bill pay services

Get benefits and earn valuable rewards on your business debit card when you enroll

Eligible for premium mobile check deposit limits

Small Business Monitoring & Identity Management Center8

Data Breach Solutions8 and Identity Theft Expense Reimbursement Coverage7

Cell phone protection7,9

Free first order of business Intropack checks

Seamless digital banking from desktop to mobile4

Bill pay services

Get benefits and earn valuable rewards on your business debit card when you enroll

Free basic online banking

Bill pay services

Seamless digital banking from desktop to mobile4

Up to $2,000 cash deposited free5.

Get benefits and earn valuable rewards on your business debit card when you enroll

Custom programs for large business needs

Earn credits to offset fees

Seamless digital banking from desktop to mobile4

Bill pay services

Get benefits and earn valuable rewards on your business debit card when you enroll

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
  2. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  3. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.
  4. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  5. Nominal fee of $0.18 per $100 of all excess deposits.

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