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Compare Checking Accounts

Which checking account is right for you?
Compare features of all our business checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
Checking Account Business Essentials Checking Business Interest Checking Business Advantage Checking Community Checking Commercial Analysis
Minimum Daily Balance Required $1,000 $2,000 $3,000 $0 An earnings credit may allow you to offset service fees with a monthly credit based on your account balance

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Average Balance Required $2,000 $4,000 $6,000 n/a
Combined Relationship n/a n/a $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances2 n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$10 $15 $25 $0 n/a
Transactions 250 free, $0.40 for each additional item3 250 free, $0.40 for each additional item3 500 free, $0.40 for each additional item3 50 free, $0.40 for each additional item3 n/a
Interest Paid No Yes No No No
Additional Benefits Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Earn interest on your account balance

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Up to $10,000 cash deposited free5
Up to $25,000 cash or coin deposited fee free5

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Free basic online banking

Bill pay services

Seamless digital banking from desktop to mobile4

Up to $2,000 cash deposited free5.

Earn valuable rewards on your business debit card when you enroll

Custom programs for large business needs

Earn credits to offset fees

Seamless digital banking from desktop to mobile4

Zero Liability Protection: Unauthorized charges on your Mastercard® are not your responsibility

Bill pay services

Earn valuable rewards on your business debit card when you enroll

Get help finding the right checking account.
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
  2. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
  3. A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.
  4. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  5. Nominal fee of $0.18 per $100 of all excess deposits.

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