Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

Compare Savings Accounts

Which savings account is right for you?
Compare features of all our savings accounts to find the right fit. Whether you want simple features or a high yield on your investment, you’ll find an account that works.
WAYS TO KEEP IT FEE FREE ™
Savings Account Everywhere Savings MyFirst Savings Money Market CDs IRAs
Minimum Daily Balance Required $300 n/a $2,500 $1,000 $100
Average Balance Required n/a n/a $5,000 n/a n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$4 Free $15 n/a n/a
Minimum Amount to Open $50 $10 $1,000 $1,000 $100
Minimum number of free withdrawls per month 2 2 2 2 unlimited n/a n/a
Minimum balance tier(s) to earn interest >$0 >$0 >$0 $1,000 $100
Additional Benefits 24-hour telephone banking

Free digital banking

Free mobile banking3

For customers under 18

Free coloring book to get your new savers off on the right foot

24-hour telephone banking

Free digital banking

Free mobile banking3

24-hour telephone banking

Free digital banking

Free mobile banking3

Fixed, guaranteed interest rates

Low-risk savings

Excellent returns over the long term4
Variety of options including Traditional, Roth and SEP IRAs5
Get help finding the right savings account
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
  2. Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.
  3. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  4. CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.
  5. Distributions from IRAs before age 59 1/2 may be subject to an IRS early withdrawal penalty. Please consult your tax advisor or accountant with any tax‑related decisions.

Trending Topics

Small Business Loan Requirements – High Point, NC

If you are planning to start a business in High Point, NC, there are a few small business loan requirements that must be met. What are Small Business Loan Requirements? The U.S Small Business Administration suggests...

Looking for Banks With Mobile Deposit in Salisbury, NC?

No need to worry about making it to the bank before the doors close to deposit a check. If you have a bank with easy mobile deposit services such as First Bank in Salisbury, North Carolina, you can make the deposit from...

Small Personal Loans – Jacksonville, NC

Finding small personal loans in Jacksonville, NC, can be beneficial when you need a little extra money. Whether it’s for a planned or unexpected expense, a personal loan can help you cover the cost. Find a Small Personal...

Get a Hassle-Free Checking Account with First Bank

Figuring out where to get a hassle-free checking account doesn’t have to be hard. First Bank offers five different types of hassle-free checking accounts that don’t have monthly maintenance fees as long as minimum...

First Bank One Rewards Program: Learn More

There are a lot of advantages to being a First Bank debit or credit card holder, but the First Bank One Rewards Program is the most beneficial to you. By simply using your First Bank Debit, Platinum or World Business...

Best Small Business Bank in Asheville, NC

Between managing a payroll, paying utility bills, budgeting overhead costs, and balancing your revenue and expenses, running a small business brings big financial responsibilities. First Bank¹ can help small businesses...

Checking Account Offers – Asheville, NC

If you live in Asheville and want to open a checking account, visit your local First Bank. We offer checking accounts for individuals and business owners looking to open an account with a bank that values what they need....

How to Switch Banks in Asheville, NC

Choosing the right bank for you is important to achieve your financial goals. If you’re unsure if your current bank is meeting your financial needs or are moving to the Western Carolina area, it’s time to think about...

Best Local Bank in North Carolina

For a local bank in North Carolina that puts your financial goals first, check out your neighborhood First Bank. Named one of the Best Banks in North Carolina by Forbes, we’re small enough to know you like a neighbor, and...

Checking Account Offers in South Carolina

If you live in South Carolina and you’re looking for some of the best checking account offers, your local First Bank can help. We offer a variety of checking account options—from basic accounts to accounts with tons...