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Compare Savings Accounts

Which savings account is right for you?
Compare features of all our savings accounts to find the right fit. Whether you want simple features or a high yield on your investment, you’ll find an account that works.
WAYS TO KEEP IT FEE FREE ™
Savings Account Everywhere Savings MyFirst Savings Money Market CDs IRAs
Minimum Daily Balance Required $300 n/a $2,500 $1,000 $100
Average Balance Required n/a n/a $5,000 n/a n/a
Monthly Maintenance Fee1
(if unable to meet one of the above criteria)
$4 Free $15 n/a n/a
Minimum Amount to Open $50 $10 $1,000 $1,000 $100
Minimum number of free withdrawls per month2 2 3 2 3 6 4 n/a n/a
Minimum balance tier(s) to earn interest >$0 >$0 n/a $1,000 $100
Additional Benefits 24-hour telephone banking

Free digital banking

Free mobile banking5

For customers under 18

24-hour telephone banking

Free digital banking

Free mobile banking5

24-hour telephone banking

Free digital banking

Free mobile banking5

Fixed, guaranteed interest rates

Low-risk savings

Excellent returns over the long term6
Variety of options including Traditional, Roth and SEP IRAs7
Get help finding the right savings account
Let us help you narrow down the perfect account for you.
  1. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee Free™ section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule, which is also available at your local branch.
  2. Federal regulations limit withdrawals or preauthorized transfers to six (6) per month, including checks, drafts, online transfers, telephone transfers and debit card purchases. You may conduct an unlimited number of withdrawals at the ATM, in person at a branch, or by mail when the check is mailed to you.
  3. Savings Account customer can make two free withdrawals per month. There is a $2 fee for each additional withdrawal.
  4. Money Market customers can make six (6) free withdrawals per month. For each excessive transaction during a statement cycle, there is a fee of $15.
  5. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  6. CDs are subject to penalty for early withdrawals prior to maturity date. Penalty will reduce earnings.
  7. Distributions from IRAs before age 59 1/2 may be subject to an IRS early withdrawal penalty. Please consult your tax advisor or accountant with any tax‑related decisions.
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